Sri Lanka ยท DFCC
DFCC Lanka IOC Co-Branded Mastercard Titanium Credit Card
Mastercard ยท Titanium ยท Verified 4 days ago
Overall ranking
Why this rank? ยท methodologyWhat changed: score โฒ 0.46 since 1 day ago
- offer strength41.833 โ 47.25(+0.42 pts)
- epp quality106 โ 114(+0.05 pts)
What drives this score
Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 1 factor below lack data and score 0 by default โ an operator can fill them in.
- Purchase APR26%+12 / 12
- Dining cashback1%+8 / 8
- Supermarket cashback1%+8 / 8
- Fuel cashback3%+4 / 4
- Contactless paymentsYes+2 / 2
- Annual feeLKR 3,000+9.68 / 12
- Foreign-transaction fee3.5%+4.67 / 7
- Benefits depth3 listed+1.5 / 4
- Active offers strength47.25+4.18 / 15
- 0% installment plans (EPP)114 plans+0.75 / 8
- Interest-free period51 days+0 / 8
- Airport lounge accessโโ / 12
Score history ยท 34 changesshow all 34
- 3 hr agoscore โฒ 0.46This card changed
- offer strength41.833 โ 47.25(+0.42 pts)
- epp quality106 โ 114(+0.05 pts)
- 1 day agoscore โฒ 0.13This card changed
- offer strength40.333 โ 41.833(+0.12 pts)
- 2 days agoscore โผ 0.05 ยท rank โฒ 3This card changed
Fees
Interest
Eligibility
Rewards
Offers you can use (83)
See all โ- 10% Savings on Wishque Flowers & Cakes with DFCC Credit Cardsto Jun 19
Wishque
- 25% Savings at Sheraton Kosgoda Turtle Beach Resortto Jun 20
Sheraton Kosgoda Turtle Beach Resort
- 20% Savings at Samanmal Textiles for DFCC Credit Cardholdersto Jun 21
Samanmal Textiles
- 20% Savings at Spring & Summer with DFCC Credit Cardsto Jun 21
Spring & Summer
- 20% Savings on Dine-in at Cinnamon Grand Colombo with DFCC Credit Cardsto Jun 21
Cinnamon Hotels & Resorts
- 20% Savings on Total Bill at SPAR Supermarketto Jun 21
SPAR Sri Lanka
0% Instalment plans (21)
See all โSplit purchases into 0% easy payment plans of up to 48 months at 21 partner merchants& categories.
Full details
Interest & rates
Rewards
Perks
Eligibility & card
Full fee schedule (33)
Other
Sources1 source ยท 12 editor overrides
Primary source ยท tariff_pdf
https://properties.dfcc.lk/dfccweb/uploads/4a91f69f-87c9-4c14-bd03-593fcf4f2a11/General-Credit-Card-Tariff-Leaflet-Feb-24-1.pdfLast fetched 18 days ago ยท LLM confidence 92%
Cited quotes (38)
supports annual_fee_lkr
โLIOC Mastercard Titanium ... Primary Cards - Annual Fee (Rs.) ... 3,000โ
supports joining_fee_lkr
โPrimary Cards - Joining Fee (Rs.) ... 500โ
supports supplementary_card_annual_fee_lkr
โSupplementary Cards - Annual Fee (Rs.) ... 2,500โ
supports supplementary_card_joining_fee_lkr
โSupplementary Cards - Joining Fee ... 250โ
supports interest_rate_apr_pct
โInterest Rate (Per Annum) ... 26%โ
supports cash_advance_fee_pct
โCash Advance Fee (Minimum Rs.1,250) ... 5%โ
supports cash_advance_fee_min_lkr
โCash Advance Fee (Minimum Rs.1,250)โ
supports late_payment_fee_lkr
โLate Payment Fee (Rs.) ... 2,000โ
supports over_limit_fee_lkr
โOver Limit Fee (Rs.) ... 1,500โ
supports foreign_transaction_fee_pct
โan additional amount of 3.5% will be levied at the time of billingโ
supports card_replacement_fee_lkr
โCard Replacement Fee (Rs.) ... 1,200โ
supports statement_copy_fee_lkr
โStatement Copy (Rs.) ... 350โ
supports interest_free_period_days
โMaximum Interest Free Credit Period ... 51 Daysโ
supports minimum_payment_pct
โMinimum (5%)โ
supports fuel_surcharge_waiver_pct
โFuel Surcharge ... 1%โ
supports cashback_rate
โEarn a minimum 1% cashback on all other purchases.โ
supports benefits[0]
โEnjoy 3% cashback on all fuel purchases made at Lanka IOC fuel stations island-wide (maximum cashback for LIOC transactions per statement is Rs. 1,500).โ
supports benefits[2]
โ6 months at 0% interest for vehicle insurance premiums (transactions between LKR 25,000 and LKR 250,000).โ
supports benefits[3]
โ6 months at 0% interest for automobile-related transactions (e.g., tyres, spare parts, services) between LKR 25,000 and LKR 600,000.โ
supports benefits[4]
โCardholders could opt for the Ceylinco-DFCC Ananthaya Insurance Scheme, offering protection in cases of serious illness, disability, or death to cover credit card duesโ
supports minimum_income_lkr
โApplicants must have a minimum monthly gross income of LKR 100,000 and a starting credit limit of LKR 100,000.โ
supports minimum_age_years
โMust be over 18 years of age and resident in Sri Lankaโ
supports credit_limit_minimum_lkr
โwilling to accept a starting credit limit of Rs. 100,000/-โ
supports card_name
โDFCC-LANKA-IOC Mastercard Fuel Titanium Cashback Credit Cardโ
supports card_network
โDFCC Lanka IOC Co-Branded Mastercard Titanium Credit Cardโ
supports is_affinity
โDFCC Lanka IOC Co-Branded Mastercard Titanium Credit Cardโ
supports cashback_rate
โThe cardholder is also eligible for a 1% Cashback on transactions performed at other than Lanka IOC fuel stations (eg: Supermarkets, Utility payments, etc.). There will be no maximum Cashback payout applicable for these transactions.โ
supports cashback_cap_lkr
โmaximum Cashback payout per card per statement cycle being Rs. 1,500โ
supports minimum_credit_limit_lkr
โwilling to accept a starting credit limit of Rs. 100,000/-โ
supports instalment_plan_interest_free
โ6 months at 0% interest for vehicle insurance premiums (transactions between LKR 25,000 and LKR 250,000).โ
supports instalment_plan_min_amount_lkr
โ6 months at 0% interest for vehicle insurance premiums (transactions between LKR 25,000 and LKR 250,000).โ
supports contactless
โThis feature allows for contactless payments. Simply tap your card to complete a transaction without swiping or inserting it.โ
supports card_tier
โDFCC-LANKA-IOC Mastercard Fuel Titanium Cashback Credit Cardโ
supports benefits[1]
โThe cardholder is also eligible for a 1% Cashback on transactions performed at other than Lanka IOC fuel stations (eg: Supermarkets, Utility payments, etc.). There will be no maximum Cashback payout applicable for these transactions.โ
supports instalment_plan_tenure_months_min
โ6 months at 0% interest for vehicle insurance premiums (transactions between LKR 25,000 and LKR 250,000).โ
supports instalment_plan_min_amount_lkr
โtransactions between LKR 25,000 and LKR 250,000โ
supports affinity_partner
โDFCC Lanka IOC Co-Branded Mastercard Fuel Titanium Cashback Credit Cardโ
supports cashback_cap_lkr
โmaximum cashback for LIOC transactions per statement is Rs. 1,500โ
Editor verification
backfill: card identified as affinity/co-brand (Trinity OBA, St Anthonys OBA, Lanka IOC co-brand)
by admin ยท 2026-06-03T03:28:47.164591
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