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Sri Lanka

Fixed Deposit Rates

Annual Effective Rates (AER) across Sri Lankan banks โ€” compounding-normalised, so monthly-payout and at-maturity rates compare apples-to-apples. Every rate shows its trend; pick a goal, tap a column to sort, or compare directly. We re-fetch daily at 10:30 AM LKT.

5banks ยท LKR ยท At maturity ยท latest as of 2026-06-17

Bank1 month2 months3 months6 months1 year2 years3 years4 years5 years
HNB
7 days ago
min Rs 25K
8.30%coupon 8.00% +14.80%
โ€”
9.31%coupon 9.00% +12.99%
9.99%coupon 9.75% +18.65%
10.00% +17.65%
10.70%coupon 11.25% 0.00%
9.95%coupon 11.00% 0.00%
9.55%coupon 11.00% 0.00%
10.55%coupon 13.00% 0.00%
NDB
3 hr ago
min Rs 10K
8.30%coupon 8.00% 0.00%
โ€”
9.84%coupon 9.50% +5.69%
9.99%coupon 9.75% +5.60%
10.00% 0.00%
10.45%coupon 11.00% +4.50%
10.38%coupon 11.50% +4.11%
10.30%coupon 12.00% +3.83%
10.53%coupon 13.00% +3.24%
DFCC
16 days ago
min Rs 10K
8.03%coupon 7.75%โ€”
8.00%coupon 7.75%โ€”
9.31%coupon 9.00%โ€”
9.73%coupon 9.50%โ€”
9.50%โ€”
10.45%coupon 11.00%โ€”
10.18%coupon 11.25%โ€”
10.30%coupon 12.00%โ€”
10.20%coupon 12.50%โ€”
Sampath
7 days ago
min Rs 25K
8.30% 0.00%
8.81% 0.00%
8.77% 0.00%
9.73% 0.00%
9.50% 0.00%
10.68% +11.95%
9.97% +9.08%
10.30% +17.31%
10.20% +11.35%
Seylan
13 days ago
โ€”
7.74%coupon 7.50%โ€”
8.77%coupon 8.50%โ€”
8.94%coupon 8.75%โ€”
9.00%โ€”
10.45%coupon 11.00%โ€”
9.97%coupon 11.00%โ€”
9.54%coupon 11.00%โ€”
10.20%coupon 12.50%โ€”

Showing AER (Annual Effective Rate) for the standard adult-retail FD. Hover any rate for the maths behind it โ€” or see the full methodology for worked sums (coupon vs AER, per-payout cadences, simple-interest annualisation). Tap any column header to sort. Sparklines show each rate's movement; click a bank for its full term structure.

Tax & insurance:FD interest is subject to withholding tax and balances are covered by Sri Lanka's deposit-insurance scheme up to a statutory limit โ€” both are the same across licensed banks and change with policy, so confirm the current figures with the bank or the IRD. FCY FDs may require minimum balance / KYC checks at the bank's discretion.