Sri Lanka
Savings Account Rates
The AER you actually earn depends on how much you keep in the account. Each column is a balance band; the rate shown is the best a regular adult customer can get at that balance level on a freely-accessible savings product (minor/junior, senior-only, salary-gated, and time-locked products are excluded). Tap any column to sort.
5 banks Β· LKR Β· latest as of 2026-06-17
| Bank | < Rs 100k | Rs 100k β 1M | Rs 1M β 10M | > Rs 10M |
|---|---|---|---|---|
HNB just now | 3.04% 0.00% | 7.76% +15.82% | 7.76% +15.82% | 7.76% +15.82% |
Seylan just now | 3.04% 0.00% | 5.38% 0.00% | 6.43% 0.00% | 7.23% 0.00% |
DFCC just now | 3.56% +40.71% | 4.59% +50.99% | 6.43% +25.59% | 7.76% +20.68% |
NDB just now | 3.04% +20.16% | 3.56% 0.00% | 7.76% +25.77% | 7.76% +25.77% |
Sampath just now | 2.02% 0.00% | 3.04% 0.00% | 7.50% 0.00% | 7.76% 0.00% |
AER (Annual Effective Rate) is compounding-normalised. Each cell shows the rate at the band's reference balance (< Rs 100k β Rs 50K; Rs 100k β 1M β Rs 500K; Rs 1M β 10M β Rs 5M; > Rs 10M β Rs 50M). Hover the cell to see which product backs the rate. Click a bank for the full picture.
Savings interest is subject to withholding tax and balances are covered by Sri Lanka's statutory deposit-insurance scheme β confirm current figures with the bank or the IRD. This is a comparison aid, not a quote; verify on the bank's own page before opening.