Sri Lanka · DFCC

DFCC Visa Affinity Credit Card (St. Anthony's College Kandy OBA)

Visa · Affinity · Verified 4 days ago

St. Anthony's College OBA members onlyAffinity · St. Anthony's College Kandy OBA

Overall ranking

Why this rank? · methodology

#24

rank

54.72

score / 100

What changed: score ▲ 0.43 since 1 day ago

offer strength64.5 → 69.917(+0.38 pts)
epp quality106 → 114(+0.05 pts)

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 1 factor below lack data and score 0 by default — an operator can fill them in.

Purchase APR26%+12 / 12
Dining cashback1%+8 / 8
Supermarket cashback1%+8 / 8
Contactless paymentsYes+2 / 2
Benefits depth6 listed+3 / 4
Annual feeLKR 3,500+8.67 / 12
Foreign-transaction fee3.5%+4.67 / 7
Active offers strength69.92+6.18 / 15
Fuel cashback1%+1.45 / 4
0% installment plans (EPP)114 plans+0.75 / 8
Interest-free period51 days+0 / 8

Data gaps

Airport lounge access—— / 12

Total54.72 / 100 · captured 54.7%

Score history · 34 changesshow all 34

3 hr agoscore ▲ 0.43This card changed
- offer strength64.5 → 69.917(+0.38 pts)
- epp quality106 → 114(+0.05 pts)
1 day agoscore ▲ 0.13This card changed
- offer strength63 → 64.5(+0.12 pts)
2 days agoscore ▼ 0.08 · rank ▼ 1This card changed
- offer strength(-0.07 pts)

Alert me if this card's rank changes

Fees

Annual feeLKR 3,500

Joining feeLKR 500

Supplementary card feeLKR 2,500

Late payment feeLKR 1,900

Over-limit feeLKR 1,500

Cash advance fee5%

Foreign currency markup3.5%

Interest

Revolving APR26%

Cash advance APRNot published

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published

Reward typeNot published

Offers you can use (83)

See all →

0% Instalment plans (21)

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Split purchases into 0% easy payment plans of up to 48 months at 21 partner merchants& categories.

Electronics & appliances Abans Aminra Jewellers CrazyJets Damro Dinapala Group FindMyFare FindMyFare+13 more

Full details

Interest & rates

Purchase APR26%

Interest-free days51

Minimum payment5%

Rewards

Cashback (general)1

Fuel surcharge1%

Perks

ConciergeNo

Instalment planYes

Eligibility & card

TierAffinity

NetworkVisa

CurrencyLKR

Full fee schedule (33)

Annual feeRs. 3,500

Joining feeRs. 500

Supplementary annual feeRs. 2,500

Supplementary joining feeRs. 250

Late payment feeRs. 1,900

Over-limit feeRs. 1,500

Cash advance fee5%

Cash advance fee (min)Rs. 1,250

Foreign-transaction markup3.5%

DCC processing fee3.5%

Card replacementRs. 1,200

Card maintenanceRs. 300

Statement copyRs. 350

PIN replacementRs. 350

Early settlement4%

Early renewalRs. 1,200

Letter issuanceRs. 1,500

Card reactivationRs. 750

Re-courierRs. 250

Overseas courierRs. 4,000

Voucher retrievalRs. 250

Unsuccessful disputeRs. 1,000

Cheque returnRs. 3,000

Billing-cycle changeRs. 250

Standing-instruction failureRs. 250

Standing-instruction changeRs. 250

Cashback a/c changeRs. 250

Excess-payment reversalRs. 250

Pay orderRs. 200

ABS setupRs. 500

Upgrade/downgradeRs. 1,000

Limit updateRs. 1,200

Stamp dutyRs. 25/- for every Rs. 1,000/- or part thereof for credit card transactions performed at merchants based outside Sri Lanka (including online)

Other

Affinity partnerSt. Anthony's College Kandy OBA

Application urlhttps://www.dfcc.lk/cards/credit-cards/affinity-cards/visa-affinity-credit-card-stacob

Availability gateSt. Anthony's College OBA members only

Balance transfer availableYes

Cash advance minimumRs. 1,250

Eligibility notesMust be an active or lifetime member of St. Anthony's College Kandy Old Boys' Association. Provide valid ID (NIC, Passport, or Driving Licence). Submit proof of residence and income documents.

Fuel surcharge waiver1%

Is affinityYes

Is corporateNo

Is islamicNo

Is securedNo

Linked tariff urlhttps://www.dfcc.lk/rates-and-tariffs

Source urlhttps://properties.dfcc.lk/dfccweb/uploads/4a91f69f-87c9-4c14-bd03-593fcf4f2a11/General-Credit-Card-Tariff-Leaflet-Feb-24-1.pdf

Stamp duty2.5%

Sources1 source · 2 editor overrides

Primary source · tariff_pdf

https://properties.dfcc.lk/dfccweb/uploads/4a91f69f-87c9-4c14-bd03-593fcf4f2a11/General-Credit-Card-Tariff-Leaflet-Feb-24-1.pdf

Last fetched 18 days ago · LLM confidence 90%

Cited quotes (28)

supports annual_fee_lkr
“Affinity ... Primary Cards - Annual Fee (Rs.) ... 3,500”
supports joining_fee_lkr
“Primary Cards - Joining Fee (Rs.) ... 500”
supports supplementary_card_annual_fee_lkr
“Supplementary Cards - Annual Fee (Rs.) ... 2,500”
supports supplementary_card_joining_fee_lkr
“Supplementary Cards - Joining Fee ... 250”
supports interest_rate_apr_pct
“Interest Rate (Per Annum) ... 26%”
supports cash_advance_fee_pct
“Cash Advance Fee (Minimum Rs.1,250) ... 5%”
supports cash_advance_fee_min_lkr
“Cash Advance Fee (Minimum Rs.1,250)”
supports late_payment_fee_lkr
“Late Payment Fee (Rs.) ... 1,900”
supports over_limit_fee_lkr
“Over Limit Fee (Rs.) ... 1,500”
supports foreign_transaction_fee_pct
“an additional amount of 3.5% will be levied at the time of billing”
supports card_replacement_fee_lkr
“Card Replacement Fee (Rs.) ... 1,200”
supports statement_copy_fee_lkr
“Statement Copy (Rs.) ... 350”
supports interest_free_period_days
“Maximum Interest Free Credit Period ... 51 Days”
supports minimum_payment_pct
“Minimum (5%)”
supports fuel_surcharge_waiver_pct
“Fuel Surcharge ... 1%”
supports cashback_rate
“Earn a minimum 1% cashback on all purchases, making everyday spending more rewarding.”
supports benefits[0]
“A percentage of every transaction (0.1%) supports St. Anthony's College OBA initiatives.”
supports card_network
“DFCC Visa Affinity Credit Card (St. Anthony's College Kandy OBA)”
supports benefits[0]
“A portion of every transaction (0.1%) made with this card is contributed towards initiatives undertaken by the St. Anthony's College Kandy OBA.”
supports card_network
“DFCC Visa Affinity Credit Card”
supports is_affinity
“Visa Affinity Credit Card (St. Anthony's College Kandy OBA)”
supports affinity_partner
“St. Anthony's College Kandy Old Boys' Association”
supports availability_gate
“No, this card is exclusively for St. Anthony's College OBA members only.”
supports instalment_plan_available
“Benefit from instalment options tailored to your financial needs.”
supports card_name
“Visa Affinity Credit Card (St. Anthony's College Kandy OBA)”
supports is_affinity
“The DFCC Visa Affinity Credit Card allows members of St. Anthony's College Kandy Old Boys' Association to support their alma mater while enjoying exclusive benefits.”
supports affinity_partner
“Celebrate the Legacy of St. Anthony's College Kandy with a DFCC Visa Affinity Credit Card”
supports fees.annual_fee_lkr
“Annual fees apply. Refer our Rates and Tariffs for up-to-date information.”

Editor verification

backfill: card identified as affinity/co-brand (Trinity OBA, St Anthonys OBA, Lanka IOC co-brand)

by admin · 2026-06-03T03:28:47.164591

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