Sri Lanka ยท DFCC
DFCC Visa Infinite Credit Card
Visa ยท Infinite ยท Verified 4 days ago
Overall ranking
Why this rank? ยท methodologyWhat changed: score โฒ 0.43 ยท rank โผ 1 since 1 day ago
- offer strength64.5 โ 69.917(+0.38 pts)
- epp quality106 โ 114(+0.05 pts)
What drives this score
Every card runs through the same 12 factors. The bar shows how much of the available points this card captured.
- Purchase APR26%+12 / 12
- Dining cashback1%+8 / 8
- Supermarket cashback1%+8 / 8
- Contactless paymentsYes+2 / 2
- Benefits depth7 listed+3.5 / 4
- Foreign-transaction fee3.5%+4.67 / 7
- Airport lounge accessYes+6 / 12
- Active offers strength69.92+6.18 / 15
- Fuel cashback1%+1.45 / 4
- Annual feeLKR 7,000+1.61 / 12
- 0% installment plans (EPP)114 plans+0.75 / 8
- Interest-free period51 days+0 / 8
Score history ยท 32 changesshow all 32
- 3 hr agoscore โฒ 0.43 ยท rank โผ 1This card changed
- offer strength64.5 โ 69.917(+0.38 pts)
- epp quality106 โ 114(+0.05 pts)
- 1 day agoscore โฒ 0.13This card changed
- offer strength63 โ 64.5(+0.12 pts)
- 2 days agoscore โผ 0.08This card changed
- offer strength(-0.07 pts)
Fees
Interest
Eligibility
Rewards
Offers you can use (83)
See all โ- 10% Savings on Wishque Flowers & Cakes with DFCC Credit Cardsto Jun 19
Wishque
- 25% Savings at Sheraton Kosgoda Turtle Beach Resortto Jun 20
Sheraton Kosgoda Turtle Beach Resort
- 20% Savings at Samanmal Textiles for DFCC Credit Cardholdersto Jun 21
Samanmal Textiles
- 20% Savings at Spring & Summer with DFCC Credit Cardsto Jun 21
Spring & Summer
- 20% Savings on Dine-in at Cinnamon Grand Colombo with DFCC Credit Cardsto Jun 21
Cinnamon Hotels & Resorts
- 20% Savings on Total Bill at SPAR Supermarketto Jun 21
SPAR Sri Lanka
0% Instalment plans (21)
See all โSplit purchases into 0% easy payment plans of up to 48 months at 21 partner merchants& categories.
Full details
Interest & rates
Rewards
Perks
Eligibility & card
Full fee schedule (33)
Other
Sources1 source ยท 1 editor override
Primary source ยท tariff_pdf
https://properties.dfcc.lk/dfccweb/uploads/4a91f69f-87c9-4c14-bd03-593fcf4f2a11/General-Credit-Card-Tariff-Leaflet-Feb-24-1.pdfLast fetched 18 days ago ยท LLM confidence 95%
Cited quotes (44)
supports annual_fee_lkr
โVisa Infinite ... Primary Cards - Annual Fee (Rs.) ... 7,000โ
supports joining_fee_lkr
โPrimary Cards - Joining Fee (Rs.) ... 500โ
supports supplementary_card_annual_fee_lkr
โSupplementary Cards - Annual Fee (Rs.) ... 3,500โ
supports supplementary_card_joining_fee_lkr
โSupplementary Cards - Joining Fee ... 250โ
supports interest_rate_apr_pct
โInterest Rate (Per Annum) ... 26%โ
supports cash_advance_fee_pct
โCash Advance Fee (Minimum Rs.1,250) ... 5%โ
supports cash_advance_fee_min_lkr
โCash Advance Fee (Minimum Rs.1,250)โ
supports late_payment_fee_lkr
โLate Payment Fee (Rs.) ... 1,900โ
supports over_limit_fee_lkr
โOver Limit Fee (Rs.) ... 1,500โ
supports foreign_transaction_fee_pct
โan additional amount of 3.5% will be levied at the time of billingโ
supports card_replacement_fee_lkr
โCard Replacement Fee (Rs.) ... 1,200โ
supports statement_copy_fee_lkr
โStatement Copy (Rs.) ... 350โ
supports interest_free_period_days
โMaximum Interest Free Credit Period ... 51 Daysโ
supports minimum_payment_pct
โMinimum (5%)โ
supports fuel_surcharge_waiver_pct
โFuel Surcharge ... 1%โ
supports minimum_income_lkr
โApplicants must have a minimum monthly gross income of LKR 450,000 or above.โ
supports minimum_credit_limit_lkr
โThe starting credit limit is LKR 750,000 or higher.โ
supports cashback_rate
โEarn a minimum of 1 % cashback on all transactions, directly credited to your DFCC Bank account.โ
supports cashback_rate
โSpend a minimum of LKR 1,000 monthly to earn 1% cashback, credited to your DFCC savings/current account or a DFCC Junior Savings Account.โ
supports benefits
โAccess to over 900 airport lounges globally with 2 free visits annually.โ
supports benefits
โComplimentary travel insurance with coverage of up to USD 300,000 when purchasing return air tickets using the card.โ
supports benefits
โLoan on Card: Instant access to up to 75% of your credit limit as a quick cash advance payable in installments up to 60 months at the lowest rates.โ
supports benefits
โConvert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 60 months, with a nominal processing fee.โ
supports benefits
โYear-round discounts of up to 50% and exclusive privileges at luxury merchants.โ
supports benefits
โYour personal requests can be fulfilled by our 24/7 personal concierge service anywhere in the world.โ
supports cashback_min_spend_lkr
โSpend a minimum of LKR 1,000 monthly to earn 1% cashback, credited to your DFCC savings/current account or a DFCC Junior Savings Account.โ
supports lounge_visits_per_year
โaccess to 900+ exclusive lounges with Loungekey and up to 2 visits each year for the cardholder, free of charge.โ
supports lounge_programme
โThe Lounge Key membership provides cardholders with access to over 900 airport lounges globally, with two complimentary visits per year.โ
supports travel_insurance_cover_usd
โComplimentary travel insurance with coverage of up to USD 300,000 when purchasing return air tickets using the card.โ
supports loan_on_card_max_pct_of_limit
โInstant access to up to 75% of your credit limit as a quick cash advance payable in installments up to 60 months at the lowest rates.โ
supports loan_on_card_tenure_months_max
โpayable in installments up to 60 monthsโ
supports instalment_plan_min_amount_lkr
โConvert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 60 months, with a nominal processing fee.โ
supports instalment_plan_tenure_months_min
โpay it back within 3 to 60 monthsโ
supports instalment_plan_tenure_months_max
โpay it back within 3 to 60 monthsโ
supports card_network
โVisa Infinite Credit Cardโ
supports minimum_income_lkr
โMust be over 18 years of age and resident in Sri Lanka with a minimum gross income exceeding LKR 450,000/- and accepting of a minimum credit limit of LKR 750,000/-.โ
supports loan_on_card_tenure_months_max
โInstant access to up to 75% of your credit limit as a quick cash advance payable in installments up to 60 months at the lowest rates.โ
supports instalment_plan_tenure_months_min
โConvert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 60 months, with a nominal processing fee.โ
supports instalment_plan_tenure_months_max
โConvert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 60 months, with a nominal processing fee.โ
supports lounge_programme
โaccess to 900+ exclusive lounges with Loungekey and up to 2 visits each year for the cardholder, free of charge.โ
supports lounge_visits_per_year
โThe Lounge Key membership provides cardholders with access to over 900 airport lounges globally, with two complimentary visits per year.โ
supports loan_on_card_tenure_months_max
โpayable in installments up to 60 months at the lowest rates.โ
supports instalment_plan_tenure_months_min
โpay it back within 3 to 60 months, with a nominal processing fee.โ
supports instalment_plan_tenure_months_max
โpay it back within 3 to 60 months, with a nominal processing fee.โ
Editor verification
DFCC card detail page, verified against live site 2026-05-21
by admin ยท 2026-05-21 04:39:31.456078+00
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