Sri Lanka ยท DFCC
DFCC Visa Platinum Card
Visa ยท Platinum ยท Verified 4 days ago
Overall ranking
Why this rank? ยท methodologyWhat changed: score โฒ 0.43 since 1 day ago
- offer strength64.5 โ 69.917(+0.38 pts)
- epp quality106 โ 114(+0.05 pts)
What drives this score
Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 1 factor below lack data and score 0 by default โ an operator can fill them in.
- Purchase APR26%+12 / 12
- Dining cashback1%+8 / 8
- Supermarket cashback1%+8 / 8
- Contactless paymentsYes+2 / 2
- Benefits depth6 listed+3 / 4
- Annual feeLKR 3,500+8.67 / 12
- Foreign-transaction fee3.5%+4.67 / 7
- Active offers strength69.92+6.18 / 15
- Fuel cashback1%+1.45 / 4
- 0% installment plans (EPP)114 plans+0.75 / 8
- Interest-free period51 days+0 / 8
- Airport lounge accessโโ / 12
Score history ยท 33 changesshow all 33
- 3 hr agoscore โฒ 0.43This card changed
- offer strength64.5 โ 69.917(+0.38 pts)
- epp quality106 โ 114(+0.05 pts)
- 1 day agoscore โฒ 0.13This card changed
- offer strength63 โ 64.5(+0.12 pts)
- 2 days agoscore โผ 0.08 ยท rank โผ 1This card changed
- offer strength(-0.07 pts)
Fees
Interest
Eligibility
Rewards
Offers you can use (83)
See all โ- 10% Savings on Wishque Flowers & Cakes with DFCC Credit Cardsto Jun 19
Wishque
- 25% Savings at Sheraton Kosgoda Turtle Beach Resortto Jun 20
Sheraton Kosgoda Turtle Beach Resort
- 20% Savings at Samanmal Textiles for DFCC Credit Cardholdersto Jun 21
Samanmal Textiles
- 20% Savings at Spring & Summer with DFCC Credit Cardsto Jun 21
Spring & Summer
- 20% Savings on Dine-in at Cinnamon Grand Colombo with DFCC Credit Cardsto Jun 21
Cinnamon Hotels & Resorts
- 20% Savings on Total Bill at SPAR Supermarketto Jun 21
SPAR Sri Lanka
0% Instalment plans (21)
See all โSplit purchases into 0% easy payment plans of up to 48 months at 21 partner merchants& categories.
Full details
Interest & rates
Rewards
Perks
Eligibility & card
Full fee schedule (33)
Other
Sources1 source ยท 1 editor override
Primary source ยท tariff_pdf
https://properties.dfcc.lk/dfccweb/uploads/4a91f69f-87c9-4c14-bd03-593fcf4f2a11/General-Credit-Card-Tariff-Leaflet-Feb-24-1.pdfLast fetched 18 days ago ยท LLM confidence 95%
Cited quotes (51)
supports annual_fee_lkr
โVisa Platinum ... Primary Cards - Annual Fee (Rs.) ... 3,500โ
supports joining_fee_lkr
โPrimary Cards - Joining Fee (Rs.) ... 500โ
supports supplementary_card_annual_fee_lkr
โSupplementary Cards - Annual Fee (Rs.) ... 2,500โ
supports supplementary_card_joining_fee_lkr
โSupplementary Cards - Joining Fee ... 250โ
supports interest_rate_apr_pct
โInterest Rate (Per Annum) ... 26%โ
supports cash_advance_fee_pct
โCash Advance Fee (Minimum Rs.1,250) ... 5%โ
supports cash_advance_fee_min_lkr
โCash Advance Fee (Minimum Rs.1,250)โ
supports late_payment_fee_lkr
โLate Payment Fee (Rs.) ... 1,900โ
supports over_limit_fee_lkr
โOver Limit Fee (Rs.) ... 1,500โ
supports foreign_transaction_fee_pct
โan additional amount of 3.5% will be levied at the time of billingโ
supports card_replacement_fee_lkr
โCard Replacement Fee (Rs.) ... 1,200โ
supports statement_copy_fee_lkr
โStatement Copy (Rs.) ... 350โ
supports interest_free_period_days
โMaximum Interest Free Credit Period ... 51 Daysโ
supports minimum_payment_pct
โMinimum (5%)โ
supports fuel_surcharge_waiver_pct
โFuel Surcharge ... 1%โ
supports cards[0].minimum_income_lkr
โShould have a Minimum Gross income of LKR 100,000 and aboveโ
supports cards[0].cashback_rate
โEnjoy a minimum of 1% cashback on all transactions, credited directly to your DFCC Bank account.โ
supports cards[0].cashback_rate
โ1% CashBack on every transaction when you spend a minimum of LKR 1,000 monthly.โ
supports cards[0].benefits[1]
โLoan on Card: Instant access to up to 75% of your credit limit as a quick cash advance payable in installments up to 60 months at the lowest rates.โ
supports cards[0].benefits[2]
โEasy Payment Plan: Convert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 60 months, with a nominal processing fee.โ
supports cards[0].benefits[3]
โSeamless Balance Transfers: Transfer your balances from other credit cards to the DFCC Visa Platinum Credit Card at the best rates in the market.โ
supports cards[0].benefits[4]
โAccess to the best deals in shopping, dining, and travel, with savings of up to 50% at selected merchants.โ
supports cards[0].benefits[5]
โCeylinco Ananthaya Insurance for protection against unforeseen circumstances affecting your ability to pay.โ
supports cards[0].benefits[6]
โAutomated Bill Settlements for convenient payment management.โ
supports cards[0].benefits[7]
โVisa PayWave technology for hassle-free contactless payments.โ
supports cashback_rate
โEnjoy a minimum of 1% cashback on all transactions, credited directly to your DFCC Bank account.โ
supports cashback_conditions
โ1% CashBack on every transaction when you spend a minimum of LKR 1,000 monthly.โ
supports minimum_income_lkr
โShould have a Minimum Gross income of LKR 100,000 and aboveโ
supports cash_advance_limit_pct
โInstant access to up to 75% of your credit limit as a quick cash advance payable in installments up to 60 months at the lowest rates.โ
supports instalment_plan_months_max
โConvert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 60 months, with a nominal processing fee.โ
supports travel_insurance_details
โCeylinco Ananthaya Insurance for protection against unforeseen circumstances affecting your ability to pay.โ
supports offers
โAccess to the best deals in shopping, dining, and travel, with savings of up to 50% at selected merchants.โ
supports cashback_rate
โ1% CashBack on every transaction when you spend a minimum of LKR 1,000 monthly.โ
supports cashback_min_spend_lkr
โ1% CashBack on every transaction when you spend a minimum of LKR 1,000 monthly.โ
supports loan_on_card_available
โLoan on Card: Instant access to up to 75% of your credit limit as a quick cash advance payable in installments up to 60 months at the lowest rates.โ
supports loan_on_card_max_pct_of_limit
โInstant access to up to 75% of your credit limit as a quick cash advance payable in installments up to 60 monthsโ
supports loan_on_card_tenure_months_max
โpayable in installments up to 60 monthsโ
supports instalment_plan_min_amount_lkr
โConvert any purchases over LKR 10,000/- into an installment planโ
supports instalment_plan_tenure_months_min
โpay it back within 3 to 60 monthsโ
supports instalment_plan_tenure_months_max
โpay it back within 3 to 60 monthsโ
supports contactless
โVisa PayWave technology for hassle-free contactless payments.โ
supports balance_transfer_available
โSeamless Balance Transfers: Transfer your balances from other credit cards to the DFCC Visa Platinum Credit Card at the best rates in the market.โ
supports benefits[0]
โEnjoy a minimum of 1% cashback on all transactions, credited directly to your DFCC Bank account.โ
supports benefits[3]
โEasy Payment Plan: Convert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 60 months, with a nominal processing fee.โ
supports loan_on_card_max_pct_of_limit
โInstant access to up to 75% of your credit limit as a quick cash advance payable in installments up to 60 months at the lowest rates.โ
supports loan_on_card_tenure_months_max
โpayable in installments up to 60 months at the lowest rates.โ
supports instalment_plan_min_amount_lkr
โConvert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 60 monthsโ
supports instalment_plan_tenure_months_min
โpay it back within 3 to 60 months, with a nominal processing fee.โ
supports instalment_plan_tenure_months_max
โpay it back within 3 to 60 months, with a nominal processing fee.โ
supports benefits[1]
โAccess to the best deals in shopping, dining, and travel, with savings of up to 50% at selected merchants.โ
supports benefits[6]
โCeylinco Ananthaya Insurance for protection against unforeseen circumstances affecting your ability to pay.โ
Editor verification
DFCC card detail page, verified against live site 2026-05-21
by admin ยท 2026-05-21 04:39:31.456078+00
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