Sri Lanka ยท DFCC
DFCC Visa Signature Card
Visa ยท Signature ยท Verified 4 days ago
Overall ranking
Why this rank? ยท methodologyWhat changed: score โฒ 0.43 since 1 day ago
- offer strength64.5 โ 69.917(+0.38 pts)
- epp quality106 โ 114(+0.05 pts)
What drives this score
Every card runs through the same 12 factors. The bar shows how much of the available points this card captured.
- Purchase APR26%+12 / 12
- Dining cashback1%+8 / 8
- Supermarket cashback1%+8 / 8
- Contactless paymentsYes+2 / 2
- Benefits depth7 listed+3.5 / 4
- Foreign-transaction fee3.5%+4.67 / 7
- Airport lounge accessYes+6 / 12
- Annual feeLKR 5,000+5.65 / 12
- Active offers strength69.92+6.18 / 15
- Fuel cashback1%+1.45 / 4
- 0% installment plans (EPP)114 plans+0.75 / 8
- Interest-free period51 days+0 / 8
Score history ยท 31 changesshow all 31
- 3 hr agoscore โฒ 0.43This card changed
- offer strength64.5 โ 69.917(+0.38 pts)
- epp quality106 โ 114(+0.05 pts)
- 1 day agoscore โฒ 0.12This card changed
- offer strength63 โ 64.5(+0.12 pts)
- 2 days agoscore โผ 0.07This card changed
- offer strength(-0.07 pts)
Fees
Interest
Eligibility
Rewards
Offers you can use (83)
See all โ- 10% Savings on Wishque Flowers & Cakes with DFCC Credit Cardsto Jun 19
Wishque
- 25% Savings at Sheraton Kosgoda Turtle Beach Resortto Jun 20
Sheraton Kosgoda Turtle Beach Resort
- 20% Savings at Samanmal Textiles for DFCC Credit Cardholdersto Jun 21
Samanmal Textiles
- 20% Savings at Spring & Summer with DFCC Credit Cardsto Jun 21
Spring & Summer
- 20% Savings on Dine-in at Cinnamon Grand Colombo with DFCC Credit Cardsto Jun 21
Cinnamon Hotels & Resorts
- 20% Savings on Total Bill at SPAR Supermarketto Jun 21
SPAR Sri Lanka
0% Instalment plans (21)
See all โSplit purchases into 0% easy payment plans of up to 48 months at 21 partner merchants& categories.
Full details
Interest & rates
Rewards
Perks
Eligibility & card
Full fee schedule (33)
Other
Sources1 source ยท 1 editor override
Primary source ยท tariff_pdf
https://properties.dfcc.lk/dfccweb/uploads/4a91f69f-87c9-4c14-bd03-593fcf4f2a11/General-Credit-Card-Tariff-Leaflet-Feb-24-1.pdfLast fetched 18 days ago ยท LLM confidence 95%
Cited quotes (49)
supports annual_fee_lkr
โVisa Signature ... Primary Cards - Annual Fee (Rs.) ... 5,000โ
supports joining_fee_lkr
โPrimary Cards - Joining Fee (Rs.) ... 500โ
supports supplementary_card_annual_fee_lkr
โSupplementary Cards - Annual Fee (Rs.) ... 3,000โ
supports supplementary_card_joining_fee_lkr
โSupplementary Cards - Joining Fee ... 250โ
supports interest_rate_apr_pct
โInterest Rate (Per Annum) ... 26%โ
supports cash_advance_fee_pct
โCash Advance Fee (Minimum Rs.1,250) ... 5%โ
supports cash_advance_fee_min_lkr
โCash Advance Fee (Minimum Rs.1,250)โ
supports late_payment_fee_lkr
โLate Payment Fee (Rs.) ... 1,900โ
supports over_limit_fee_lkr
โOver Limit Fee (Rs.) ... 1,500โ
supports foreign_transaction_fee_pct
โan additional amount of 3.5% will be levied at the time of billingโ
supports card_replacement_fee_lkr
โCard Replacement Fee (Rs.) ... 1,200โ
supports statement_copy_fee_lkr
โStatement Copy (Rs.) ... 350โ
supports interest_free_period_days
โMaximum Interest Free Credit Period ... 51 Daysโ
supports minimum_payment_pct
โMinimum (5%)โ
supports fuel_surcharge_waiver_pct
โFuel Surcharge ... 1%โ
supports minimum_income_lkr
โShould have a Minimum Gross income of LKR 250,000 and aboveโ
supports minimum_income_lkr
โApplicants must have a minimum monthly gross income of LKR 250,000 or above.โ
supports minimum_age
โMust be over 18 years of age and resident in Sri Lanka.โ
supports cashback_rate
โEarn a minimum 1% cashback on all transactions, directly credited to your DFCC Bank account.โ
supports cashback_rate
โSpend a minimum of LKR 1,000 monthly to earn 1% cashback, which is credited to your DFCC savings/current account or DFCC Junior Savings Account.โ
supports credit_limit_minimum_lkr
โThe starting credit limit is LKR 500,000 or higher.โ
supports benefits
โEnjoy access to 900+ airport lounges worldwide through Lounge key with 1 complimentary visit every year.โ
supports benefits
โFree travel insurance when purchasing return air tickets.โ
supports benefits
โDiscounts of up to 50% at selected merchants.โ
supports benefits
โInstant access to up to 75% of your credit limit as a quick cash advance payable in instalments up to 60 months at the lowest rates.โ
supports benefits
โConvert any purchases over LKR 10,000/- into an instalment plan and pay it back within 3 to 60 months, with a nominal processing fee.โ
supports benefits
โThis scheme protects cardholders by covering their outstanding credit card balances in case of serious illness, disablement, or death, ensuring financial peace of mind for loved ones.โ
supports card_network
โVisa Signature Credit Cardโ
supports card_tier
โVisa Signatureโ
supports minimum_credit_limit_lkr
โThe starting credit limit is LKR 500,000 or higher.โ
supports cashback_min_spend_lkr
โSpend a minimum of LKR 1,000 monthly to earn 1% cashbackโ
supports lounge_programme
โEnjoy access to 900+ airport lounges worldwide through Lounge key with 1 complimentary visit every year.โ
supports lounge_visits_per_year
โCardholders receive a complimentary annual Lounge Key membership, including one free visit per year to partner airport lounges worldwide.โ
supports travel_insurance
โFree travel insurance when purchasing return air tickets.โ
supports contactless
โVisa PayWave technology for contactless payments.โ
supports loan_on_card_max_pct_of_limit
โInstant access to up to 75% of your credit limit as a quick cash advance payable in instalments up to 60 months at the lowest rates.โ
supports loan_on_card_tenure_months_max
โpayable in instalments up to 60 monthsโ
supports instalment_plan_min_amount_lkr
โConvert any purchases over LKR 10,000/- into an instalment planโ
supports instalment_plan_tenure_months_min
โpay it back within 3 to 60 monthsโ
supports instalment_plan_tenure_months_max
โpay it back within 3 to 60 monthsโ
supports benefits[3]
โDiscounts of up to 50% at selected merchants.โ
supports concierge_service
โBenefit from priority customer service and assistance.โ
supports balance_transfer_available
โTransfer your balances from other credit cards to the DFCC Visa Signature Credit Card at the best rates in the market.โ
supports cashback_min_spend_lkr
โSpend a minimum of LKR 1,000 monthly to earn 1% cashback, which is credited to your DFCC savings/current account or DFCC Junior Savings Account.โ
supports lounge_access
โEnjoy access to 900+ airport lounges worldwide through Lounge key with 1 complimentary visit every year.โ
supports loan_on_card_available
โLoan on Card: Instant access to up to 75% of your credit limit as a quick cash advance payable in instalments up to 60 months at the lowest rates.โ
supports loan_on_card_tenure_months_max
โpayable in instalments up to 60 months at the lowest rates.โ
supports instalment_plan_min_amount_lkr
โConvert any purchases over LKR 10,000/- into an instalment plan and pay it back within 3 to 60 months, with a nominal processing fee.โ
supports benefits[7]
โThis scheme protects cardholders by covering their outstanding credit card balances in case of serious illness, disablement, or death, ensuring financial peace of mind for loved ones.โ
Editor verification
DFCC card detail page, verified against live site 2026-05-21
by admin ยท 2026-05-21 04:39:31.456078+00
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