Sri Lanka · HNB
HNB CA Affinity Credit Card
visa · Platinum · Verified 4 days ago
Overall ranking
Why this rank? · methodologyWhat drives this score
Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default — an operator can fill them in.
- Active offers strength169.67+15 / 15
- Purchase APR26%+12 / 12
- 0% installment plans (EPP)1,218 plans+8 / 8
- Interest-free period55 days+8 / 8
- Benefits depth11 listed+4 / 4
- Contactless paymentsYes+2 / 2
- Foreign-transaction fee3%+7 / 7
- Annual feeLKR 3,500+8.67 / 12
- Airport lounge access—— / 12
- Dining cashback—— / 8
- Supermarket cashback—— / 8
- Fuel cashback—— / 4
Score history · 7 changesshow all 7
- 11 days agoscore ▲ 0.5 · rank ▲ 11This card changed
- key benefits · length7 → 11(+0.5 pts)
- offer strength154.833 → 152.333
- 12 days agoscore ▲ 1.71This card changed
- annual fee(+1.71 pts)
- 14 days agoscore ▲ 2.71This card changed
- interest rate purchase(+6 pts)
- annual fee(-3.29 pts)
- offer strength67.75 → 153.417
- epp quality476 → 1,210
Fees
Interest
Eligibility
Rewards
Offers you can use (204)
See all →- 10% off on Cakes & Flowers at Wishque.comto Jun 19
Wishque
- Special Father's Day Offer at Sheraton Kosgoda Turtle Beach Resortto Jun 19
Sheraton Kosgoda Turtle Beach Resort
- Up to 40% off on all Meal plans at selected Jetwing Hotelsto Jun 20
Jetwing Hotels
- 15% off at Emeraldto Jun 21
Emerald
- 20% off at DSI on Men's Footwear (20–21 June 2026)to Jun 21
DSI
- 20% off on Gents Collection at Leather Collectionto Jun 21
Leather Collection
0% Instalment plans (551)
See all →Split purchases into 0% easy payment plans of up to 60 months at 551 partner merchants& categories.
Full details
Interest & rates
Rewards
Perks
Eligibility & card
Full fee schedule (8)
Other
Sources1 source · 2 editor overrides
Cited quotes (9)
supports card_name
“HNB CA Affinity Credit Card”
supports is_affinity
“Exclusively for members of the Institute of Chartered Accountants of Sri Lanka.”
supports availability_gate
“Exclusively for members of the Institute of Chartered Accountants of Sri Lanka.”
supports annual_fee_waiver_conditions
“Joining fee and first year annual fee waived off.”
supports benefits[1]
“An incentive of 0.1% per transaction through the HNB CA Affinity card is given to ICASL.”
supports benefits[2]
“50% of the annual fee will be shared with ICASL.”
supports fees.supplementary_card_fee_lkr
“Free supplementary cards.”
supports benefits[2]
“An incentive of 0.1% per transaction through the HNB CA Affinity card is given to ICASL.”
supports benefits[3]
“50% of the annual fee will be shared with ICASL.”
Editor verification
backfill: HNB affinity cards are all Visa-issued per HNB confirmation
by admin · 2026-06-03T03:19:33.969517
BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.