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Sri Lanka Β· HNB

HNB CA Affinity Credit Card

visa Β· Platinum Β· Verified 4 days ago

Institute of Chartered Accountants of Sri Lanka members onlyAffinity Β· Institute of Chartered Accountants of Sri Lanka
First year free
#4
rank
64.67
score / 100

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default β€” an operator can fill them in.

  • Active offers strength169.67+15 / 15
  • Purchase APR26%+12 / 12
  • 0% installment plans (EPP)1,218 plans+8 / 8
  • Interest-free period55 days+8 / 8
  • Benefits depth11 listed+4 / 4
  • Contactless paymentsYes+2 / 2
  • Foreign-transaction fee3%+7 / 7
  • Annual feeLKR 3,500+8.67 / 12
Data gaps
  • Airport lounge accessβ€”β€” / 12
  • Dining cashbackβ€”β€” / 8
  • Supermarket cashbackβ€”β€” / 8
  • Fuel cashbackβ€”β€” / 4
Total64.67 / 100 Β· captured 64.7%
Score history Β· 7 changesshow all 7
  1. 11 days agoscore β–² 0.5 Β· rank β–² 11This card changed
    • key benefits Β· length7 β†’ 11(+0.5 pts)
    • offer strength154.833 β†’ 152.333
  2. 12 days agoscore β–² 1.71This card changed
    • annual fee(+1.71 pts)
  3. 14 days agoscore β–² 2.71This card changed
    • interest rate purchase(+6 pts)
    • annual fee(-3.29 pts)
    • offer strength67.75 β†’ 153.417
    • epp quality476 β†’ 1,210

Fees

Annual feeLKR 3,500
Joining feeLKR 0
Supplementary card feeLKR 0
Late payment feeLKR 750
Over-limit feeLKR 500
Cash advance fee4%
Foreign currency markup3%

Interest

Revolving APR26%
Cash advance APRNot published

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (204)

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0% Instalment plans (551)

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Split purchases into 0% easy payment plans of up to 60 months at 551 partner merchants& categories.

Full details

Interest & rates

Purchase APR26%
Interest-free days55
Minimum payment3%

Rewards

Fuel surcharge1%

Perks

Instalment planYes

Eligibility & card

TierPlatinum
Networkvisa
CurrencyLKR
Full fee schedule (8)
Annual feeRs. 3,500
Joining feeRs. 0
Supplementary annual feeRs. 0
Late payment feeRs. 750
Over-limit feeRs. 500
Cash advance fee4%
Foreign-transaction markup3%
Card replacementRs. 500

Other

Affinity partnerInstitute of Chartered Accountants of Sri Lanka
Annual fee waiverJoining fee and first year annual fee waived off
Availability gateInstitute of Chartered Accountants of Sri Lanka members only
Balance transfer availableYes
Is affinityYes
Loan on card availableYes
Sources1 source Β· 2 editor overrides

Primary source Β· card_list_page

https://www.hnb.lk/cards

Last fetched 4 days ago Β· LLM confidence 90%

Cited quotes (9)

  • supports card_name

    β€œHNB CA Affinity Credit Card”
  • supports is_affinity

    β€œExclusively for members of the Institute of Chartered Accountants of Sri Lanka.”
  • supports availability_gate

    β€œExclusively for members of the Institute of Chartered Accountants of Sri Lanka.”
  • supports annual_fee_waiver_conditions

    β€œJoining fee and first year annual fee waived off.”
  • supports benefits[1]

    β€œAn incentive of 0.1% per transaction through the HNB CA Affinity card is given to ICASL.”
  • supports benefits[2]

    β€œ50% of the annual fee will be shared with ICASL.”
  • supports fees.supplementary_card_fee_lkr

    β€œFree supplementary cards.”
  • supports benefits[2]

    β€œAn incentive of 0.1% per transaction through the HNB CA Affinity card is given to ICASL.”
  • supports benefits[3]

    β€œ50% of the annual fee will be shared with ICASL.”

Editor verification

backfill: HNB affinity cards are all Visa-issued per HNB confirmation

by admin Β· 2026-06-03T03:19:33.969517

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