Sri Lanka · HNB
HNB Royal College RCU Affinity Credit Card
visa · Platinum · Verified 2 days ago
Overall ranking
Why this rank? · methodologyWhat drives this score
Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default — an operator can fill them in.
- Active offers strength166.42+15 / 15
- Purchase APR26%+12 / 12
- 0% installment plans (EPP)1,216 plans+8 / 8
- Interest-free period55 days+8 / 8
- Benefits depth25 listed+4 / 4
- Contactless paymentsYes+2 / 2
- Foreign-transaction fee3%+7 / 7
- Annual feeLKR 3,500+8.67 / 12
- Airport lounge access—— / 12
- Dining cashback—— / 8
- Supermarket cashback—— / 8
- Fuel cashback—— / 4
Score history · 6 changesshow all 6
- 11 days agoscore ▲ 1.71This card changed
- annual fee(+1.71 pts)
- 12 days agoscore ▲ 2.71This card changed
- interest rate purchase(+6 pts)
- annual fee(-3.29 pts)
- offer strength67.75 → 153.417
- epp quality476 → 1,210
- 12 days agoscore ▲ 0.5 · rank ▲ 10This card changed
- key benefits · length7 → 14(+0.5 pts)
- offer strength150.083 → 67.75
- epp quality1,208 → 476
Fees
Interest
Eligibility
Rewards
Offers you can use (197)
See all →- 50% off on total bill above LKR 4,000 @ Pizza Hutto Jun 17
Pizza Hut
- 10% off on Cakes & Flowers at Wishque.comto Jun 19
Wishque
- Special Father's Day Offer at Sheraton Kosgoda Turtle Beach Resortto Jun 19
Sheraton Kosgoda Turtle Beach Resort
- Up to 40% off on all Meal plans at selected Jetwing Hotelsto Jun 20
Jetwing Hotels
- 15% off at Emeraldto Jun 21
Emerald
- 20% off at DSI on Men's Footwear (20–21 June 2026)to Jun 21
DSI
0% Instalment plans (549)
See all →Split purchases into 0% easy payment plans of up to 60 months at 549 partner merchants& categories.
Full details
Interest & rates
Rewards
Perks
Eligibility & card
Full fee schedule (8)
Other
Sources1 source · 2 editor overrides
Cited quotes (13)
supports card_name
“HNB Royal College RCU Affinity Credit Card”
supports is_affinity
“HNB Royal College RCU Affinity Credit Card”
supports affinity_partner
“0.1% per transaction through the RCU Classic Affinity Card and 0.2% per transaction from the RCU Platinum Affinity Credit Card is donated to the Royal College Union Account.”
supports benefits[0]
“0.1% per transaction through the RCU Classic Affinity Card and 0.2% per transaction from the RCU Platinum Affinity Credit Card is donated to the Royal College Union Account.”
supports benefits[2]
“LKR 550/- from the RCU Classic Affinity Card and LKR 1,500/- from the RCU Platinum Affinity Credit Card is also donated to the Royal College Union Account on renewal basis.”
supports fees.supplementary_card_fee_lkr
“A free supplementary card, and transactions though ATMs and HNB customer centres across the country.”
supports benefits[7]
“For Royal Rugby fans, the tagline 'Royal Rugby' to be embossed beneath the cardholder's name (on request only) on the RCU Platinum Affinity Credit Card.”
supports affinity_partner
“RCU Contribution 0.1% per transaction through the RCU Classic Affinity Card and 0.2% per transaction from the RCU Platinum Affinity Credit Card is donated to the Royal College Union Account.”
supports benefits[1]
“LKR 550/- from the RCU Classic Affinity Card and LKR 1,500/- from the RCU Platinum Affinity Credit Card is also donated to the Royal College Union Account on renewal basis.”
supports benefits[2]
“A free supplementary card, and transactions though ATMs and HNB customer centres across the country.”
supports benefits[6]
“For Royal Rugby fans, the tagline 'Royal Rugby' to be embossed beneath the cardholder's name (on request only) on the RCU Platinum Affinity Credit Card.”
supports annual_fee_supplementary_lkr
“A free supplementary card, and transactions though ATMs and HNB customer centres across the country.”
supports fees.supplementary_card_fee_lkr
“A free supplementary card”
Editor verification
backfill: HNB affinity cards are all Visa-issued per HNB confirmation
by admin · 2026-06-03T03:19:33.969517
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