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Sri Lanka Β· HNB

HNB St. Benedict's College Affinity Credit Card

visa Β· Platinum Β· Verified 4 days ago

Affinity Β· St. Benedict's College
0% instalment plan
#4
rank
64.67
score / 100

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default β€” an operator can fill them in.

  • Active offers strength169.67+15 / 15
  • Purchase APR26%+12 / 12
  • 0% installment plans (EPP)1,218 plans+8 / 8
  • Interest-free period55 days+8 / 8
  • Benefits depth21 listed+4 / 4
  • Contactless paymentsYes+2 / 2
  • Foreign-transaction fee3%+7 / 7
  • Annual feeLKR 3,500+8.67 / 12
Data gaps
  • Airport lounge accessβ€”β€” / 12
  • Dining cashbackβ€”β€” / 8
  • Supermarket cashbackβ€”β€” / 8
  • Fuel cashbackβ€”β€” / 4
Total64.67 / 100 Β· captured 64.7%
Score history Β· 5 changesshow all 5
  1. 13 days agoscore β–² 1.71This card changed
    • annual fee(+1.71 pts)
  2. 14 days agoscore β–² 2.71This card changed
    • interest rate purchase(+6 pts)
    • annual fee(-3.29 pts)
    • offer strength67.75 β†’ 153.417
    • epp quality476 β†’ 1,210
  3. 16 days agoscore β–² 25 Β· rank β–² 17This card changed
    • offer strength4.167 β†’ 147.583(+15 pts)
    • epp quality38 β†’ 1,208(+8 pts)
    • contactlessβ€” β†’ 1(+2 pts)

Fees

Annual feeLKR 3,500
Joining feeLKR 0
Supplementary card feeLKR 0
Late payment feeLKR 750
Over-limit feeLKR 500
Cash advance fee4%
Foreign currency markup3%

Interest

Revolving APR26%
Cash advance APRNot published

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (204)

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0% Instalment plans (551)

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Split purchases into 0% easy payment plans of up to 60 months at 551 partner merchants& categories.

Full details

Interest & rates

Purchase APR26%
Interest-free days55
Minimum payment3%

Rewards

Fuel surcharge1%

Perks

ConciergeNo
0% instalment planYes
Instalment planYes
Max instalment tenure (months)6

Eligibility & card

TierPlatinum
Networkvisa
CurrencyLKR
Full fee schedule (8)
Annual feeRs. 3,500
Joining feeRs. 0
Supplementary annual feeRs. 0
Late payment feeRs. 750
Over-limit feeRs. 500
Cash advance fee4%
Foreign-transaction markup3%
Card replacementRs. 500

Other

Affinity partnerSt. Benedict's College
Balance transfer availableYes
Is affinityYes
Sources1 source Β· 2 editor overrides

Primary source Β· card_list_page

https://www.hnb.lk/cards

Last fetched 4 days ago Β· LLM confidence 90%

Cited quotes (16)

  • supports card_name

    β€œHNB St. Benedict’s College Affinity Credit Card”
  • supports fees.joining_fee_lkr

    β€œNo Joining Fee.”
  • supports annual_fee_supplementary_lkr

    β€œFree supplementary card.”
  • supports balance_transfer_available

    β€œBalance transfer option.”
  • supports travel_insurance

    β€œFree overseas travel and health insurance cover for air ticket purchases.”
  • supports benefits[5]

    β€œFree Accidental Death Insurance cover”
  • supports instalment_plan_interest_free

    β€œUp to 06 months 0% installment plan for school fee payments.”
  • supports instalment_plan_tenure_months_max

    β€œUp to 06 months 0% installment plan for school fee payments.”
  • supports benefits[10]

    β€œAll members can use this opportunity to give back to school through this initiative, as a percentage will be contributed to the SBC OBU every time a card is issued and used.”
  • supports benefits[2]

    β€œUp to 06 months 0% installment plan for school fee payments.”
  • supports benefits[3]

    β€œAll members can use this opportunity to give back to school through this initiative, as a percentage will be contributed to the SBC OBU every time a card is issued and used.”
  • supports benefits[4]

    β€œFree Accidental Death Insurance cover”
  • supports fees.supplementary_card_fee_lkr

    β€œFree supplementary card.”
  • supports benefits[8]

    β€œFree Accidental Death Insurance cover”
  • supports instalment_plan_available

    β€œUp to 06 months 0% installment plan for school fee payments.”
  • supports is_affinity

    β€œA Branded Credit Card is now issued for the Old Boys of St Benedict's College.”

Editor verification

backfill: HNB affinity cards are all Visa-issued per HNB confirmation

by admin Β· 2026-06-03T03:19:33.969517

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