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Sri Lanka Β· HNB

HNB St. Bridget's Convent Affinity MasterCard Credit Card

Mastercard Β· Platinum Β· Verified 4 days ago

Affinity Β· St. Bridget's Convent
First year free
#16
rank
64.02
score / 100

What changed: score β–Ό 0.08 since 1 day ago

  • offer strength160.333 β†’ 162.333(-0.07 pts)
  • epp quality1,216 β†’ 1,218

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default β€” an operator can fill them in.

  • Purchase APR26%+12 / 12
  • 0% installment plans (EPP)1,218 plans+8 / 8
  • Interest-free period55 days+8 / 8
  • Benefits depth14 listed+4 / 4
  • Contactless paymentsYes+2 / 2
  • Foreign-transaction fee3%+7 / 7
  • Active offers strength162.33+14.35 / 15
  • Annual feeLKR 3,500+8.67 / 12
Data gaps
  • Airport lounge accessβ€”β€” / 12
  • Dining cashbackβ€”β€” / 8
  • Supermarket cashbackβ€”β€” / 8
  • Fuel cashbackβ€”β€” / 4
Total64.02 / 100 Β· captured 64%
Score history Β· 19 changesshow all 19
  1. 3 hr agoscore β–Ό 0.08This card changed
    • offer strength160.333 β†’ 162.333(-0.07 pts)
    • epp quality1,216 β†’ 1,218
  2. 1 day agoscore β–² 0.07This card changed
    • offer strength159.333 β†’ 160.333(+0.06 pts)
  3. 3 days agoscore β–Ό 0.05This card changed
    • offer strength151.75 β†’ 157.167(-0.06 pts)
    • epp quality1,214 β†’ 1,216

Fees

Annual feeLKR 3,500
Joining feeLKR 0
Supplementary card feeLKR 0
Late payment feeLKR 750
Over-limit feeLKR 500
Cash advance fee4%
Foreign currency markup3%

Interest

Revolving APR26%
Cash advance APRNot published

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (204)

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0% Instalment plans (551)

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Split purchases into 0% easy payment plans of up to 60 months at 551 partner merchants& categories.

Full details

Interest & rates

Purchase APR26%
Interest-free days55
Minimum payment3%

Rewards

Fuel surcharge1%

Perks

ConciergeNo
Instalment planYes

Eligibility & card

TierPlatinum
NetworkMastercard
CurrencyLKR
Full fee schedule (8)
Annual feeRs. 3,500
Joining feeRs. 0
Supplementary annual feeRs. 0
Late payment feeRs. 750
Over-limit feeRs. 500
Cash advance fee4%
Foreign-transaction markup3%
Card replacementRs. 500

Other

Affinity partnerSt. Bridget's Convent
Annual fee waiver1st year annual fee waived off
Balance transfer availableYes
Is affinityYes
Sources1 source

Primary source Β· card_list_page

https://www.hnb.lk/cards

Last fetched 4 days ago Β· LLM confidence 90%

Cited quotes (11)

  • supports card_name

    β€œHNB St. Bridget’s Convent Affinity MasterCard Credit Card”
  • supports fees.joining_fee_lkr

    β€œNo Joining Fee.”
  • supports annual_fee_waiver_conditions

    β€œ1st Year Annual fee waived off.”
  • supports annual_fee_supplementary_lkr

    β€œComplimentary supplementary card.”
  • supports travel_insurance

    β€œComplimentary overseas travel and health insurance cover.”
  • supports balance_transfer_available

    β€œOther bank balance transfer option.”
  • supports benefits[8]

    β€œAll members can use this opportunity to give back to school through this initiative, as a percentage will be contributed to the SBC PPA every time a card is issued and used.”
  • supports fees.supplementary_card_fee_lkr

    β€œComplimentary supplementary card.”
  • supports benefits[8]

    β€œa percentage will be contributed to the SBC PPA every time a card is issued and used.”
  • supports is_affinity

    β€œOld Girls of St Bridget's Convent now have a chance of getting an Affinity Credit card with exclusive benefits.”
  • supports annual_fee_waiver

    β€œ1st Year Annual fee waived off.”

BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.