Sri Lanka · HNB
HNB Toyota Co-Branded Credit Card
Mastercard · Platinum · Verified 4 days ago
Overall ranking
Why this rank? · methodologyWhat changed: score ▼ 0.07 since 1 day ago
- offer strength160.333 → 162.333(-0.07 pts)
- epp quality1,216 → 1,218
What drives this score
Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default — an operator can fill them in.
- Purchase APR26%+12 / 12
- 0% installment plans (EPP)1,218 plans+8 / 8
- Interest-free period55 days+8 / 8
- Benefits depth25 listed+4 / 4
- Contactless paymentsYes+2 / 2
- Foreign-transaction fee3%+7 / 7
- Active offers strength162.33+14.35 / 15
- Annual feeLKR 4,000+7.66 / 12
- Airport lounge access—— / 12
- Dining cashback—— / 8
- Supermarket cashback—— / 8
- Fuel cashback—— / 4
Score history · 16 changesshow all 16
- 3 hr agoscore ▼ 0.07This card changed
- offer strength160.333 → 162.333(-0.07 pts)
- epp quality1,216 → 1,218
- 1 day agoscore ▲ 0.06This card changed
- offer strength159.333 → 160.333(+0.06 pts)
- 2 days agoscore ▲ 0.01This card changed
- offer strength157.167 → 159.333(+0.01 pts)
Fees
Interest
Eligibility
Rewards
Offers you can use (204)
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DSI
- 20% off on Gents Collection at Leather Collectionto Jun 21
Leather Collection
0% Instalment plans (551)
See all →Split purchases into 0% easy payment plans of up to 60 months at 551 partner merchants& categories.
Full details
Interest & rates
Rewards
Perks
Eligibility & card
Full fee schedule (7)
Other
Sources1 source
Cited quotes (24)
supports card_name
“HNB - Toyota Co-Branded Credit Card”
supports is_affinity
“If you own a Toyota, you get an exclusive Mastercard World or Mastercard Platinum card, depending from where you purchased your vehicle.”
supports affinity_partner
“HNB - Toyota Co-Branded Credit Card”
supports card_network
“you get an exclusive Mastercard World or Mastercard Platinum card”
supports annual_fee_waiver_conditions
“Lifetime free annual fee based on the spend of Rs. 25,000 per month for a year or Rs. 300,000 total spend annually.”
supports annual_fee_waiver.annual_spend_lkr
“Rs. 25,000 per month for a year or Rs. 300,000 total spend annually”
supports benefits[0]
“If you have purchased a brand new Toyota from Toyota Lanka (Pvt) Ltd, you will be eligible to apply for an HNB Toyota MasterCard World. If you have bought a Toyota vehicle from a third party vehicle dealer or from the second hand market, you will be eligible to apply for an HNB Toyota MasterCard Platinum.”
supports benefits[1]
“30% discount for Pirelli tyres, free alignment and balancing when you buy 4 tyres.”
supports benefits[2]
“12% discount on all genuine Toyota spare parts, motor oils in a service or repair at Toyota service centres. 10% off at Spare parts outlets.”
supports benefits[3]
“Rs. 10,000 discount on brand new hybrid battery.”
supports benefits[4]
“10% discount for Toyota detailing services.”
supports benefits[5]
“0.25% rate reduction on personal and housing loans and leasing.”
supports instalment_plan_available
“Easy Payment Plans”
supports balance_transfer_available
“Balance Transfer Facility”
supports affinity_partner
“If you have purchased a brand new Toyota from Toyota Lanka (Pvt) Ltd, you will be eligible to apply for an HNB Toyota MasterCard World.”
supports benefits[0]
“30% discount for Pirelli tyres, free alignment and balancing when you buy 4 tyres.”
supports benefits[1]
“12% discount on all genuine Toyota spare parts, motor oils in a service or repair at Toyota service centres. 10% off at Spare parts outlets.”
supports benefits[2]
“Rs. 10,000 discount on brand new hybrid battery.”
supports benefits[3]
“10% discount for Toyota detailing services.”
supports benefits[4]
“0.25% rate reduction on personal and housing loans and leasing.”
supports annual_fee_waiver.annual_spend_lkr
“Lifetime free annual fee based on the spend of Rs. 25,000 per month for a year or Rs. 300,000 total spend annually.”
supports is_affinity
“HNB - Toyota Co-Branded Credit Card”
supports affinity_partner
“If you own a Toyota, you get an exclusive Mastercard World or Mastercard Platinum card, depending from where you purchased your vehicle.”
supports annual_fee_waiver.annual_spend_lkr
“Rs. 300,000 total spend annually”
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