Sri Lanka · Seylan
Seylan Mastercard Freedom Credit Card
Mastercard · Freedom · Verified 4 days ago
First year free0% instalment planLoan-on-card up to 40% of limit
Overall ranking
Why this rank? · methodology#69
rank
14.5
score / 100
What drives this score
Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default — an operator can fill them in.
- Annual feeLKR 0+12 / 12
- Contactless paymentsYes+2 / 2
- Benefits depth1 listed+0.5 / 4
- Active offers strength0+0 / 15
- Purchase APR28%+0 / 12
- 0% installment plans (EPP)0 plans+0 / 8
- Interest-free period51 days+0 / 8
- Foreign-transaction fee4.5%+0 / 7
Data gaps
- Airport lounge access—— / 12
- Dining cashback—— / 8
- Supermarket cashback—— / 8
- Fuel cashback—— / 4
Total14.5 / 100 · captured 14.5%
Score history · 4 changesshow all 4
- 11 days agoscore steady · rank ▼ 1Cohort shifted
- offer strength0 → 1.917
- epp quality14 → 50
- 12 days agoscore ▼ 4.6This card changed
- offer strength35.35 → 0.5(-3.42 pts)
- epp quality178 → 14(-1.18 pts)
- 13 days agoscore ▼ 0.59 · rank ▼ 26This card changed
- foreign tx fee— → 4.5(-4.67 pts)
- offer strength35.1 → 35.35(+3.42 pts)
- epp quality(+0.66 pts)
Fees
Annual feeLKR 0
Joining feeNot published
Supplementary card feeNot published
Late payment feeNot published
Over-limit feeNot published
Cash advance feeNot published
Foreign currency markup4.5%
Interest
Revolving APR28%
Cash advance APRNot published
Eligibility
Minimum incomeLKR 150,000
Rewards
Reward rateNot published
Reward typeNot published
Offers you can use (92)
See all →- Cool Planet — 20% off on Total Bill for Credit Cardsto Jun 20
Cool Planet
- Hameedia & Envoy Mansion — 25% off for Seylan Credit Cards (20–21 June 2026)to Jun 21
Hameedia
- TUDO.LK Cyber Monday — 10% Off Every Mondayto Jun 21
Tudo.lk
- 25% off on Total Bill every Saturday at Glomark with Seylan Cardsto Jun 27
Glomark
- Disel Fashion — 15% Discount for Seylan Credit Cardholders (Jun 25-27)to Jun 27
DISEL Fashion
- GLOMARK - Visa Infinite Offerto Jun 27
Glomark
0% Instalment plans (132)
See all →Split purchases into 0% easy payment plans of up to 60 months at 132 partner merchants& categories.
Full details
Interest & rates
Purchase APR28%
Interest-free days51
Rewards
Fuel surcharge1%
Perks
Loan-on-card (max % of limit)40
0% instalment planYes
Instalment planYes
Eligibility & card
Minimum incomeRs. 150,000
Minimum credit limitRs. 75,000
TierFreedom
NetworkMastercard
CurrencyLKR
Full fee schedule (2)
Annual feeRs. 0
Foreign-transaction markup4.5%
Other
Annual fee waiverFirst Year Annual Fee Waiver Available
Balance transfer availableYes
ContactlessYes
Is affinityNo
Loan on card availableYes
Maximum credit limitRs. 999,999
Sources1 source · 1 editor override
Primary source · card_list_page
https://www.seylan.lk/credit-cardsLast fetched 4 days ago · LLM confidence 90%
Cited quotes (3)
supports card_name
“Mastercard Freedom Credit Card”
supports card_network
“Seylan Mastercard Freedom Credit Card”
supports benefits[0]
“Sign up for a Seylan Mastercard Freedom Credit Card & enjoy Freedom from Fees.”
Editor verification
onboarding-seylan-cleanup
by admin · 2026-06-06T11:30:58Z
BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.