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Sri Lanka · Sampath

Sampath Royal College Union Mastercard Credit Cards

Mastercard · Platinum · Verified 4 days ago

Royal College Union members onlyAffinity · Royal College Union

Overall ranking

Why this rank? · methodology
#44
rank
31.88
score / 100

What changed: score ▼ 1.09 since 1 day ago

  • offer strength46.167 → 34.667(-1.09 pts)

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 5 factors below lack data and score 0 by default — an operator can fill them in.

  • Purchase APR26%+12 / 12
  • Contactless paymentsYes+2 / 2
  • Foreign-transaction fee3.5%+4.67 / 7
  • Annual feeLKR 4,000+7.66 / 12
  • Benefits depth3 listed+1.5 / 4
  • Active offers strength34.67+3.06 / 15
  • 0% installment plans (EPP)150 plans+0.99 / 8
Data gaps
  • Airport lounge access—— / 12
  • Dining cashback—— / 8
  • Supermarket cashback—— / 8
  • Interest-free period—— / 8
  • Fuel cashback—— / 4
Total31.88 / 100 · captured 31.9%
Score history · 14 changesshow all 14
  1. 4 hr agoscore ▼ 1.09This card changed
    • offer strength46.167 → 34.667(-1.09 pts)
  2. 1 day agoscore ▼ 0.64This card changed
    • offer strength50.583 → 46.167(-0.41 pts)
    • epp quality186 → 150(-0.23 pts)
  3. 2 days agoscore ▼ 0.5This card changed
    • offer strength55.333 → 50.583(-0.49 pts)
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Fees

Annual feeLKR 4,000
Joining feeLKR 1,500
Supplementary card feeLKR 1,500
Late payment feeNot published
Over-limit feeNot published
Cash advance fee4%
Foreign currency markup3.5%

Interest

Revolving APR26%
Cash advance APRNot published

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (94)

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0% Instalment plans (26)

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Split purchases into 0% easy payment plans of up to 60 months at 26 partner merchants& categories.

AbansAbansDamro24 Months 0% Interest Extended Settlement Plan on Any Two TransactionsArpico Super CentreCeylon FurnitureDinapala GroupEser Marketing International+18 more

Full details

Interest & rates

Purchase APR26%

Eligibility & card

TierPlatinum
NetworkMastercard
CurrencyLKR
Full fee schedule (6)
Annual feeRs. 4,000
Joining feeRs. 1,500
Supplementary annual feeRs. 1,500
Cash advance fee4%
Cash advance fee (min)Rs. 300
Foreign-transaction markup3.5%

Other

Affinity partnerRoyal College Union
Availability gateRoyal College Union members only
Is affinityYes
Sources1 source · 1 editor override

Primary source · card_list_page

https://www.sampath.lk/api/cards-wizard-items/2

Last fetched 4 days ago · LLM confidence 95%

Cited quotes (2)

  • supports card_name

    “Royal College Union Mastercard Credit Cards”

  • supports is_affinity

    “An Affinity Mastercard for members of the Royal College Union.”

Editor verification

onboarding-sampath-affinity-gates

by admin · 2026-06-06T23:52:10Z

BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.