Sri Lanka · Sampath

Sampath S. Thomas' College Old Boys' Association VISA Credit Card

Visa · Platinum · Verified 4 days ago

S. Thomas' College Old Boys' Association members onlyAffinity · S. Thomas' College Old Boys' Association

Overall ranking

Why this rank? · methodology

#38

rank

32.52

score / 100

What changed: score ▼ 1.18 since 1 day ago

offer strength54.333 → 41.917(-1.18 pts)

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 5 factors below lack data and score 0 by default — an operator can fill them in.

Purchase APR26%+12 / 12
Contactless paymentsYes+2 / 2
Foreign-transaction fee3.5%+4.67 / 7
Annual feeLKR 4,000+7.66 / 12
Benefits depth3 listed+1.5 / 4
Active offers strength41.92+3.71 / 15
0% installment plans (EPP)150 plans+0.99 / 8

Data gaps

Airport lounge access—— / 12
Dining cashback—— / 8
Supermarket cashback—— / 8
Interest-free period—— / 8
Fuel cashback—— / 4

Total32.52 / 100 · captured 32.5%

Score history · 14 changesshow all 14

3 hr agoscore ▼ 1.18This card changed
- offer strength54.333 → 41.917(-1.18 pts)
1 day agoscore ▼ 0.65This card changed
- offer strength58.75 → 54.333(-0.41 pts)
- epp quality186 → 150(-0.23 pts)
2 days agoscore ▼ 0.5This card changed
- offer strength63.5 → 58.75(-0.5 pts)

Alert me if this card's rank changes

Fees

Annual feeLKR 4,000

Joining feeLKR 1,500

Supplementary card feeLKR 1,500

Late payment feeNot published

Over-limit feeNot published

Cash advance fee4%

Foreign currency markup3.5%

Interest

Revolving APR26%

Cash advance APRNot published

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published

Reward typeNot published

Offers you can use (94)

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0% Instalment plans (26)

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Split purchases into 0% easy payment plans of up to 60 months at 26 partner merchants& categories.

Abans Abans Damro 24 Months 0% Interest Extended Settlement Plan on Any Two Transactions Arpico Super Centre Ceylon Furniture Dinapala Group Eser Marketing International+18 more

Full details

Interest & rates

Purchase APR26%

Eligibility & card

TierPlatinum

NetworkVisa

Full fee schedule (6)

Annual feeRs. 4,000

Joining feeRs. 1,500

Supplementary annual feeRs. 1,500

Cash advance fee4%

Cash advance fee (min)Rs. 300

Foreign-transaction markup3.5%

Other

notePlatinum tier; Gold tier also offered

Affinity partnerS. Thomas' College Old Boys' Association

Availability gateS. Thomas' College Old Boys' Association members only

Is affinityYes

Sources1 source · 1 editor override

Primary source · card_list_page

https://www.sampath.lk/api/cards-wizard-items/2

Last fetched 4 days ago · LLM confidence 95%

Cited quotes (2)

supports card_name
“S. Thomas' College Old Boys' Association VISA Credit Card”
supports is_affinity
“The affinity VISA Card for members of the S. Thomas’ College Old Boys’ Association.”

Editor verification

onboarding-sampath-affinity-gates

by admin · 2026-06-06T23:52:10Z

BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.