Sri Lanka · Sampath

Sampath Bank American Express® Platinum Ultramiles Credit Card

American Express · Platinum · Verified 4 days ago

Priority Pass loungeTravel insurance USD 250,0000% instalment planConcierge
#65
rank
26.87
score / 100

What changed: score 0.65 since 1 day ago

  • offer strength26.66719.75(-0.65 pts)

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 5 factors below lack data and score 0 by default — an operator can fill them in.

  • Purchase APR26%+12 / 12
  • Benefits depth9 listed+4 / 4
  • Contactless paymentsYes+2 / 2
  • Foreign-transaction fee3.5%+4.67 / 7
  • Annual feeLKR 7,000+1.61 / 12
  • Active offers strength19.75+1.75 / 15
  • 0% installment plans (EPP)128 plans+0.84 / 8
Data gaps
  • Airport lounge access / 12
  • Dining cashback / 8
  • Supermarket cashback / 8
  • Interest-free period / 8
  • Fuel cashback / 4
Total26.87 / 100 · captured 26.9%
Score history · 13 changesshow all 13
  1. 3 hr agoscore 0.65This card changed
    • offer strength26.66719.75(-0.65 pts)
  2. 1 day agoscore 0.48 · rank 12This card changed
    • epp quality166128(-0.25 pts)
    • offer strength29.16726.667(-0.23 pts)
  3. 2 days agoscore 0.3This card changed
    • offer strength32.08329.167(-0.3 pts)

Fees

Annual feeLKR 7,000
Joining feeLKR 0
Supplementary card feeLKR 0
Late payment feeLKR 1,200
Over-limit feeNot published
Cash advance fee4%
Foreign currency markup3.5%

Interest

Revolving APR26%
Cash advance APRNot published

Eligibility

Minimum incomeLKR 200,000

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (94)

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0% Instalment plans (26)

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Full details

Interest & rates

Purchase APR26%
Minimum payment5%

Rewards

Fuel surcharge0%

Perks

Lounge programmePriority Pass
Travel insurance cover (USD)USD 250,000
ConciergeYes
0% instalment planYes
Instalment planYes
Max instalment tenure (months)60

Eligibility & card

Minimum incomeRs. 200,000
Minimum credit limitRs. 350,000
TierPlatinum
NetworkAmerican Express
CurrencyLKR
Full fee schedule (7)
Annual feeRs. 7,000
Joining feeRs. 0
Supplementary annual feeRs. 0
Late payment feeRs. 1,200
Cash advance fee4%
Cash advance fee (min)Rs. 300
Foreign-transaction markup3.5%

Other

ContactlessYes
Instalment plan tenure months min3
Is affinityNo
Loan on card availableYes
Rewards programmeUltramiles
Sources1 source

Primary source · card_list_page

https://www.sampath.lk/api/cards-wizard-items/1

Last fetched 4 days ago · LLM confidence 95%

Cited quotes (10)

  • supports card_name

    Sampath Bank American Express® Platinum Ultramiles Credit Card
  • supports interest_rate_apr_pct

    Interest Fee – 26% p.a.
  • supports fees.annual_fee_lkr

    Annual Fee – Rs. 7,000/-
  • supports fees.joining_fee_lkr

    Joining Fee – FOC
  • supports fees.late_payment_fee_lkr

    Late Payment Fee – Rs. 1,200/- or 5% of the minimum amount due (whichever is higher)
  • supports fees.cash_advance_fee_pct

    Cash Advances Fee) – 4% of the transaction value or Minimum of Rs. 300/- (whichever is higher
  • supports minimum_income_lkr

    Individuals with a minimum monthly net income of LKR 200,000/-
  • supports minimum_credit_limit_lkr

    High spending power with a starting credit limit of Rs. 350,000/-
  • supports travel_insurance_cover_usd

    Overseas Travel Insurance Cover up to USD 250,000/-
  • supports fuel_surcharge_pct

    No fuel surcharge.

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