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Sri Lanka · Sampath

Sampath Mastercard / Visa Classic Credit Card

Mastercard · Classic · Verified 4 days ago

0% instalment plan

Overall ranking

Why this rank? · methodology
#33
rank
36.41
score / 100

What changed: score ▼ 1.09 since 1 day ago

  • offer strength46.167 → 34.667(-1.09 pts)

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 5 factors below lack data and score 0 by default — an operator can fill them in.

  • Purchase APR26%+12 / 12
  • Contactless paymentsYes+2 / 2
  • Annual feeLKR 2,000+11.7 / 12
  • Foreign-transaction fee3.5%+4.67 / 7
  • Benefits depth4 listed+2 / 4
  • Active offers strength34.67+3.06 / 15
  • 0% installment plans (EPP)150 plans+0.99 / 8
Data gaps
  • Airport lounge access—— / 12
  • Dining cashback—— / 8
  • Supermarket cashback—— / 8
  • Interest-free period—— / 8
  • Fuel cashback—— / 4
Total36.41 / 100 · captured 36.4%
Score history · 13 changesshow all 13
  1. 4 hr agoscore ▼ 1.09This card changed
    • offer strength46.167 → 34.667(-1.09 pts)
  2. 1 day agoscore ▼ 0.65This card changed
    • offer strength50.583 → 46.167(-0.41 pts)
    • epp quality186 → 150(-0.23 pts)
  3. 2 days agoscore ▼ 0.49This card changed
    • offer strength55.333 → 50.583(-0.49 pts)
Alert me if this card's rank changes

Fees

Annual feeLKR 2,000
Joining feeLKR 1,000
Supplementary card feeLKR 750
Late payment feeLKR 1,200
Over-limit feeNot published
Cash advance fee4%
Foreign currency markup3.5%

Interest

Revolving APR26%
Cash advance APRNot published

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (94)

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0% Instalment plans (26)

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Split purchases into 0% easy payment plans of up to 60 months at 26 partner merchants& categories.

AbansAbansDamro24 Months 0% Interest Extended Settlement Plan on Any Two TransactionsArpico Super CentreCeylon FurnitureDinapala GroupEser Marketing International+18 more

Full details

Interest & rates

Purchase APR26%
Minimum payment5%

Rewards

Fuel surcharge0%

Perks

ConciergeNo
0% instalment planYes
Instalment planYes

Eligibility & card

TierClassic
NetworkMastercard
CurrencyLKR
Full fee schedule (7)
Annual feeRs. 2,000
Joining feeRs. 1,000
Supplementary annual feeRs. 750
Late payment feeRs. 1,200
Cash advance fee4%
Cash advance fee (min)Rs. 300
Foreign-transaction markup3.5%

Other

ContactlessYes
Is affinityNo
Sources1 source

Primary source · card_list_page

https://www.sampath.lk/api/cards-wizard-items/1

Last fetched 4 days ago · LLM confidence 95%

Cited quotes (7)

  • supports card_name

    “Sampath Mastercard / Visa Classic Credit Card”

  • supports interest_rate_apr_pct

    “Interest Fee – 26% p.a.”

  • supports fees.annual_fee_lkr

    “Annual Fee – Rs. 2,000/-”

  • supports fees.joining_fee_lkr

    “Joining Fee – Rs. 1,000/-”

  • supports fees.late_payment_fee_lkr

    “Late Payment Fee – Rs.1,200/- or 5% of the minimum amount due (whichever is higher)”

  • supports fees.cash_advance_fee_pct

    “Cash Advances Fee – 4% of the transaction value or Minimum of Rs. 300/- (whichever is higher)”

  • supports fuel_surcharge_pct

    “No fuel surcharge.”

BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.