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Sri Lanka · Sampath

Sampath Mastercard / Visa Gold Credit Card

Mastercard / Visa · Gold · Verified 4 days ago

0% instalment plan

Overall ranking

Why this rank? · methodology
#48
rank
30.71
score / 100
Score unchanged · rank ▲ 1 since 1 day ago — the field shifted (another card changed), not this one.

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 5 factors below lack data and score 0 by default — an operator can fill them in.

  • Purchase APR26%+12 / 12
  • Contactless paymentsYes+2 / 2
  • Annual feeLKR 2,900+9.88 / 12
  • Foreign-transaction fee3.5%+4.67 / 7
  • Benefits depth4 listed+2 / 4
  • 0% installment plans (EPP)24 plans+0.16 / 8
  • Active offers strength0+0 / 15
Data gaps
  • Airport lounge access—— / 12
  • Dining cashback—— / 8
  • Supermarket cashback—— / 8
  • Interest-free period—— / 8
  • Fuel cashback—— / 4
Total30.71 / 100 · captured 30.7%
Score history · 5 changesshow all 5
  1. 3 hr agoscore steady · rank ▲ 1Cohort shifted
  2. 1 day agoscore steady · rank ▲ 1Cohort shifted
  3. 2 days agoscore steady · rank ▲ 1Cohort shifted
Alert me if this card's rank changes

Fees

Annual feeLKR 2,900
Joining feeLKR 1,250
Supplementary card feeLKR 1,000
Late payment feeLKR 1,200
Over-limit feeNot published
Cash advance fee4%
Foreign currency markup3.5%

Interest

Revolving APR26%
Cash advance APRNot published

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (94)

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0% Instalment plans (26)

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Split purchases into 0% easy payment plans of up to 60 months at 26 partner merchants& categories.

AbansAbansDamro24 Months 0% Interest Extended Settlement Plan on Any Two TransactionsArpico Super CentreCeylon FurnitureDinapala GroupEser Marketing International+18 more

Full details

Interest & rates

Purchase APR26%
Minimum payment5%

Rewards

Fuel surcharge0%

Perks

ConciergeNo
0% instalment planYes
Instalment planYes

Eligibility & card

TierGold
NetworkMastercard / Visa
CurrencyLKR
Full fee schedule (8)
Annual feeRs. 2,900
Joining feeRs. 1,250
Supplementary annual feeRs. 1,000
Late payment feeRs. 1,200
Cash advance fee4%
Cash advance fee (min)Rs. 300
Foreign-transaction markup3.5%
Statement copyRs. 0

Other

ContactlessYes
Is affinityNo
Loan on card availableYes
Sources1 source

Primary source · card_list_page

https://www.sampath.lk/api/cards-wizard-items/1

Last fetched 4 days ago · LLM confidence 95%

Cited quotes (7)

  • supports card_name

    “Sampath Mastercard / Visa Gold Credit Card”

  • supports interest_rate_apr_pct

    “Interest Fee – 26% p.a.”

  • supports fees.annual_fee_lkr

    “Annual Fee – Rs. 2,900/-”

  • supports fees.joining_fee_lkr

    “Joining Fee – Rs. 1,250/-”

  • supports fees.late_payment_fee_lkr

    “Late Payment Fee – Rs.1,200/- or 5% of the minimum amount due (whichever is higher)”

  • supports fees.cash_advance_fee_pct

    “Cash Advances Fee – 4% of the transaction value or Minimum of Rs. 300/- (whichever is higher)”

  • supports fuel_surcharge_pct

    “No fuel surcharge.”

BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.