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Sri Lanka Β· Sampath

Sampath Mastercard / Visa Platinum Credit Card

Mastercard Β· Platinum Β· Verified 4 days ago

Ultra Rewards (points)Travel insurance USD 100,0000% instalment planConcierge
#35
rank
33.38
score / 100

What changed: score β–Ό 1.09 since 1 day ago

  • offer strength46.167 β†’ 34.667(-1.09 pts)

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 5 factors below lack data and score 0 by default β€” an operator can fill them in.

  • Purchase APR26%+12 / 12
  • Contactless paymentsYes+2 / 2
  • Benefits depth6 listed+3 / 4
  • Foreign-transaction fee3.5%+4.67 / 7
  • Annual feeLKR 4,000+7.66 / 12
  • Active offers strength34.67+3.06 / 15
  • 0% installment plans (EPP)150 plans+0.99 / 8
Data gaps
  • Airport lounge accessβ€”β€” / 12
  • Dining cashbackβ€”β€” / 8
  • Supermarket cashbackβ€”β€” / 8
  • Interest-free periodβ€”β€” / 8
  • Fuel cashbackβ€”β€” / 4
Total33.38 / 100 Β· captured 33.4%
Score history Β· 14 changesshow all 14
  1. 4 hr agoscore β–Ό 1.09This card changed
    • offer strength46.167 β†’ 34.667(-1.09 pts)
  2. 1 day agoscore β–Ό 0.64This card changed
    • offer strength50.583 β†’ 46.167(-0.41 pts)
    • epp quality186 β†’ 150(-0.23 pts)
  3. 2 days agoscore β–Ό 0.5This card changed
    • offer strength55.333 β†’ 50.583(-0.49 pts)

Fees

Annual feeLKR 4,000
Joining feeLKR 1,500
Supplementary card feeLKR 1,500
Late payment feeLKR 1,200
Over-limit feeNot published
Cash advance fee4%
Foreign currency markup3.5%

Interest

Revolving APR26%
Cash advance APRNot published

Eligibility

Minimum incomeLKR 100,000

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (94)

See all β†’

0% Instalment plans (26)

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Full details

Interest & rates

Purchase APR26%
Minimum payment5%

Rewards

Rewards programmeUltra Rewards
Rewards typepoints
Rewards detailsEarn points on every transaction with eligible Sampath credit cards. Redeem at nominated merchant outlets in person or as e-vouchers via the Ultra Rewards portal.
Fuel surcharge0%

Perks

Travel insurance cover (USD)USD 100,000
ConciergeYes
0% instalment planYes
Instalment planYes

Eligibility & card

Minimum incomeRs. 100,000
Minimum credit limitRs. 100,000
TierPlatinum
NetworkMastercard
CurrencyLKR
Full fee schedule (7)
Annual feeRs. 4,000
Joining feeRs. 1,500
Supplementary annual feeRs. 1,500
Late payment feeRs. 1,200
Cash advance fee4%
Cash advance fee (min)Rs. 300
Foreign-transaction markup3.5%

Other

ContactlessYes
Is affinityNo
Loan on card availableYes
Rewards programmeSampath reward points
Sources1 source Β· 3 editor overrides

Primary source Β· card_list_page

https://www.sampath.lk/api/cards-wizard-items/1

Last fetched 4 days ago Β· LLM confidence 93%

Cited quotes (10)

  • supports card_name

    β€œSampath Mastercard / Visa Platinum Credit Card”
  • supports interest_rate_apr_pct

    β€œInterest Fee - 26% p.a.”
  • supports fees.annual_fee_lkr

    β€œAnnual Fee – Rs. 4,000/-”
  • supports fees.joining_fee_lkr

    β€œJoining Fee – Rs. 1,500/-”
  • supports fees.late_payment_fee_lkr

    β€œLate Payment Fee – Rs. 1,200/- or 5% of the minimum amount due (whichever is higher).”
  • supports fees.cash_advance_fee_pct

    β€œCash Advances Fee – 4% of the transaction value or Minimum of Rs. 300/- (whichever is higher”
  • supports minimum_income_lkr

    β€œIndividuals with a minimum monthly net income of LKR 100,000/-”
  • supports minimum_credit_limit_lkr

    β€œHigh spending power with a starting credit limit of Rs. 100,000/-.”
  • supports travel_insurance_cover_usd

    β€œOverseas Travel Insurance Cover up to USD 100,000.”
  • supports fuel_surcharge_pct

    β€œNo fuel surcharge.”

Editor verification

Sampath /api/cards-wizard-items/14 (Ultra Rewards), verified 2026-06-10

by admin Β· 2026-06-10T09:30:23.709008+00:00

BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.