Sri Lanka · Sampath

Sampath Siyapatha Co-Branded Credit Card

Visa · Gold / Platinum · Verified 4 days ago

Siyapatha Finance customers onlyAffinity · Siyapatha Finance

Overall ranking

Why this rank? · methodology

#32

rank

36.74

score / 100

What changed: score ▼ 1.18 since 1 day ago

offer strength54.333 → 41.917(-1.18 pts)

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 6 factors below lack data and score 0 by default — an operator can fill them in.

Purchase APR26%+12 / 12
Contactless paymentsYes+2 / 2
Benefits depth7 listed+3.5 / 4
Annual feeLKR 2,900+9.88 / 12
Active offers strength41.92+3.71 / 15
0% installment plans (EPP)150 plans+0.99 / 8

Data gaps

Airport lounge access—— / 12
Dining cashback—— / 8
Supermarket cashback—— / 8
Interest-free period—— / 8
Foreign-transaction fee—— / 7
Fuel cashback—— / 4

Total36.74 / 100 · captured 36.8%

Score history · 14 changesshow all 14

3 hr agoscore ▼ 1.18This card changed
- offer strength54.333 → 41.917(-1.18 pts)
1 day agoscore ▼ 0.65This card changed
- offer strength58.75 → 54.333(-0.41 pts)
- epp quality186 → 150(-0.23 pts)
2 days agoscore ▼ 0.5This card changed
- offer strength63.5 → 58.75(-0.5 pts)

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Fees

Annual feeLKR 2,900

Joining feeLKR 1,250

Supplementary card feeNot published

Late payment feeLKR 1,200

Over-limit feeNot published

Cash advance fee4%

Foreign currency markupNot published

Interest

Revolving APR26%

Cash advance APRNot published

Eligibility

Minimum incomeLKR 200,000

Rewards

Reward rateNot published

Reward typeNot published

Offers you can use (94)

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0% Instalment plans (26)

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Split purchases into 0% easy payment plans of up to 60 months at 26 partner merchants& categories.

Abans Abans Damro 24 Months 0% Interest Extended Settlement Plan on Any Two Transactions Arpico Super Centre Ceylon Furniture Dinapala Group Eser Marketing International+18 more

Full details

Interest & rates

Purchase APR26%

Rewards

Fuel surcharge0%

Perks

ConciergeNo

Instalment planYes

Eligibility & card

Minimum incomeRs. 200,000

TierGold / Platinum

NetworkVisa

CurrencyLKR

Full fee schedule (5)

Annual feeRs. 2,900

Joining feeRs. 1,250

Late payment feeRs. 1,200

Cash advance fee4%

Cash advance fee (min)Rs. 300

Other

Affinity partnerSiyapatha Finance

Availability gateSiyapatha Finance customers only

Is affinityYes

Loan on card availableYes

Sources1 source

Primary source · card_list_page

https://www.sampath.lk/api/cards-wizard-items/35

Last fetched 4 days ago · LLM confidence 90%

Cited quotes (10)

supports card_name
“Sampath Siyapatha Co-Branded Credit Card”
supports minimum_income_lkr
“Any person over 18 years of age with a minimum net income of Rs.200,000/-”
supports interest_rate_apr_pct
“Interest Fee - 26% p.a.”
supports fees.cash_advance_fee_pct
“Cash Advances Fee – 4% of the transaction value or Minimum of Rs. 300/- (whichever is higher).”
supports cash_advance_fee_minimum_lkr
“Cash Advances Fee – 4% of the transaction value or Minimum of Rs. 300/- (whichever is higher).”
supports fees.annual_fee_lkr
“Annual Fee – Rs. 2,900/- (Gold Card) Rs.4,000/- (Platinum Card)”
supports fees.joining_fee_lkr
“Joining Fee – Rs. 1,250/- (Gold Card) Rs. 1,500/- (Platinum Card)”
supports fees.late_payment_fee_lkr
“Late Payment Fee – Rs. 1,200/- or 5% of the minimum amount due (whichever is higher).”
supports fuel_surcharge_pct
“No fuel surcharge.”
supports instalment_plan_available
“Instalment plans at selected partner merchants.”

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