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Sri Lanka Β· Sampath

Sampath Visa Signature Credit Card

Visa Β· Signature Β· Verified 4 days ago

Priority Pass loungeUltra Rewards (points)Travel insurance USD 250,0000% instalment planConcierge
#50
rank
29.99
score / 100

What changed: score β–Ό 1.18 Β· rank β–Ό 2 since 1 day ago

  • offer strength54.333 β†’ 41.917(-1.18 pts)

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 5 factors below lack data and score 0 by default β€” an operator can fill them in.

  • Purchase APR26%+12 / 12
  • Contactless paymentsYes+2 / 2
  • Benefits depth6 listed+3 / 4
  • Foreign-transaction fee3.5%+4.67 / 7
  • Annual feeLKR 6,000+3.63 / 12
  • Active offers strength41.92+3.71 / 15
  • 0% installment plans (EPP)150 plans+0.99 / 8
Data gaps
  • Airport lounge accessβ€”β€” / 12
  • Dining cashbackβ€”β€” / 8
  • Supermarket cashbackβ€”β€” / 8
  • Interest-free periodβ€”β€” / 8
  • Fuel cashbackβ€”β€” / 4
Total29.99 / 100 Β· captured 30%
Score history Β· 14 changesshow all 14
  1. 3 hr agoscore β–Ό 1.18 Β· rank β–Ό 2This card changed
    • offer strength54.333 β†’ 41.917(-1.18 pts)
  2. 1 day agoscore β–Ό 0.65This card changed
    • offer strength58.75 β†’ 54.333(-0.41 pts)
    • epp quality186 β†’ 150(-0.23 pts)
  3. 2 days agoscore β–Ό 0.5This card changed
    • offer strength63.5 β†’ 58.75(-0.5 pts)

Fees

Annual feeLKR 6,000
Joining feeLKR 0
Supplementary card feeLKR 2,500
Late payment feeLKR 0
Over-limit feeNot published
Cash advance fee4%
Foreign currency markup3.5%

Interest

Revolving APR26%
Cash advance APRNot published

Eligibility

Minimum incomeLKR 300,000

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (94)

See all β†’

0% Instalment plans (26)

See all β†’

Full details

Interest & rates

Purchase APR26%

Rewards

Rewards programmeUltra Rewards
Rewards typepoints
Rewards detailsEarn points on every transaction with eligible Sampath credit cards. Redeem at nominated merchant outlets in person or as e-vouchers via the Ultra Rewards portal.
Fuel surcharge0%

Perks

Lounge programmePriority Pass
Travel insurance cover (USD)USD 250,000
ConciergeYes
0% instalment planYes
Instalment planYes

Eligibility & card

Minimum incomeRs. 300,000
Minimum credit limitRs. 650,000
TierSignature
NetworkVisa
CurrencyLKR
Full fee schedule (7)
Annual feeRs. 6,000
Joining feeRs. 0
Supplementary annual feeRs. 2,500
Late payment feeRs. 0
Cash advance fee4%
Cash advance fee (min)Rs. 300
Foreign-transaction markup3.5%

Other

ContactlessYes
Is affinityNo
Loan on card availableYes
Sources1 source Β· 3 editor overrides

Primary source Β· card_list_page

https://www.sampath.lk/api/cards-wizard-items/1

Last fetched 4 days ago Β· LLM confidence 95%

Cited quotes (10)

  • supports card_name

    β€œSampath Visa Signature Credit Card”
  • supports interest_rate_apr_pct

    β€œInterest Fee - 26% p.a.”
  • supports fees.annual_fee_lkr

    β€œAnnual Fee – Rs. 6,000/-”
  • supports fees.joining_fee_lkr

    β€œJoining Fee – FOC”
  • supports fees.late_payment_fee_lkr

    β€œLate Payment Fee – Not Applicable”
  • supports fees.cash_advance_fee_pct

    β€œCash Advances Fee) – 4% of the transaction value or Minimum of Rs. 300/- (whichever is higher)”
  • supports minimum_income_lkr

    β€œIndividuals with a minimum monthly net income of LKR 300,000/-”
  • supports minimum_credit_limit_lkr

    β€œHigh spending power with a starting credit limit of Rs. 650,000/-.”
  • supports travel_insurance_cover_usd

    β€œUnmatched Overseas Travel Insurance Cover up to USD 250,000.”
  • supports fuel_surcharge_pct

    β€œNo fuel surcharge.”

Editor verification

Sampath /api/cards-wizard-items/14 (Ultra Rewards), verified 2026-06-10

by admin Β· 2026-06-10T09:30:23.709008+00:00

BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.