Sri Lanka · Seylan

Seylan VISA Infinite Metal Credit Card

Visa · Infinite · Verified 4 days ago

Exclusively for Seylan Private Banking / Seylan Red clients

Lifetime free — no annual feeLoungeKey lounge0% instalment planConciergeLoan-on-card up to 50% of limit

Overall ranking

Why this rank? · methodology

#68

rank

score / 100

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default — an operator can fill them in.

Annual feeLKR 0+12 / 12
Benefits depth10 listed+4 / 4
Contactless paymentsYes+2 / 2
Active offers strength0+0 / 15
Purchase APR28%+0 / 12
0% installment plans (EPP)0 plans+0 / 8
Interest-free period51 days+0 / 8
Foreign-transaction fee4.5%+0 / 7

Data gaps

Airport lounge access—— / 12
Dining cashback—— / 8
Supermarket cashback—— / 8
Fuel cashback—— / 4

Total18 / 100 · captured 18%

Score history · 4 changesshow all 4

11 days agoscore ▲ 3.5This card changed
- key benefits · length1 → 10(+3.5 pts)
- offer strength0 → 1.917
- epp quality14 → 50
12 days agoscore ▼ 4.91 · rank ▼ 1This card changed
- offer strength38.517 → 0.5(-3.73 pts)
- epp quality178 → 14(-1.18 pts)
12 days agoscore ▲ 3.87 · rank ▼ 23This card changed
- offer strength39.267 → 38.517(+3.21 pts)
- epp quality(+0.66 pts)

Alert me if this card's rank changes

Fees

Annual feeLKR 0

Joining feeLKR 0

Supplementary card feeLKR 0

Late payment feeLKR 2,000

Over-limit feeLKR 1,950

Cash advance fee4%

Foreign currency markup4.5%

Interest

Revolving APR28%

Cash advance APR28%

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published

Reward typeNot published

Offers you can use (92)

See all →

0% Instalment plans (132)

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Split purchases into 0% easy payment plans of up to 60 months at 132 partner merchants& categories.

Hayleys Solar Codegen Sustainable Solutions Green Light Solar Lanka Puwakaramba Building Solutions Seylan Flexi Plan — Instalment Payment Plan Seylan Relax Plan Sunpower Energy Systems Sunrise Asia Tech+124 more

Full details

Interest & rates

Purchase APR28%

Interest-free days51

Minimum payment3%

Rewards

Fuel surcharge1%

Perks

Lounge programmeLoungeKey

ConciergeYes

Loan-on-card (max % of limit)50

0% instalment planYes

Instalment planYes

Eligibility & card

Minimum credit limitRs. 1,000,000

TierInfinite

NetworkVisa

CurrencyLKR

Full fee schedule (12)

Annual feeRs. 0

Joining feeRs. 0

Supplementary annual feeRs. 0

Late payment feeRs. 2,000

Over-limit feeRs. 1,950

Cash advance fee4%

Cash advance fee (min)Rs. 700

Foreign-transaction markup4.5%

Card replacementRs. 0

Statement copyRs. 0

PIN replacementRs. 0

Cheque returnRs. 0

Other

Annual fee waiverNo annual fee and joining fee — complimentary for life

Availability gateExclusively for Seylan Private Banking / Seylan Red clients

Cash advance apr28%

ContactlessYes

Is affinityNo

Loan on card availableYes

Rewards programmeSeylan Credit Card Reward Program

Sources1 source · 1 editor override

Primary source · card_list_page

https://www.seylan.lk/credit-cards

Last fetched 4 days ago · LLM confidence 95%

Cited quotes (25)

supports card_name
“VISA Infinite Metal Credit Card”
supports benefits[0]
“Experience a new level of luxury, exclusive privileges, and enhanced benefits”
supports fees.annual_fee_lkr
“Annual Fee: FREE”
supports fees.joining_fee_lkr
“Joining Fee: FREE”
supports fees.supplementary_card_fee_lkr
“Supplementary Card Fee: FREE”
supports fees.late_payment_fee_lkr
“Late Payment Fee: LKR 2,000.00”
supports fees.over_limit_fee_lkr
“Excess Limit Fee: LKR 1,950.00 (w.e.f. 09 Mar 2026)”
supports fees.cash_advance_fee_pct
“Cash Advance Fee: LKR 700.00 or 4.00% whichever is higher”
supports cash_advance_fee_minimum_lkr
“Cash Advance Fee: LKR 700.00 or 4.00% whichever is higher”
supports interest_rate_apr_pct
“Interest Rate %p.a.: 28.00% p.a (w.e.f. 01 July 2026)”
supports interest_rates.revolving_apr_pct
“Interest Rate %p.a.: 28.00% p.a (w.e.f. 01 July 2026)”
supports interest_free_period_days
“51 Days (Interest free days are applicable only when full settlement is made monthly and is not applicable for cash advances).”
supports minimum_credit_limit_lkr
“Credit Limit: LKR 1,000,000.00 and above”
supports loan_on_card_max_pct_of_limit
“Cash Advance Limit: 50% of the Credit Limit”
supports minimum_payment_pct
“Minimum Payment = 3% of statement balance + overdue and over limit amount (if any)”
supports fuel_surcharge_pct
“Fuel Surcharge: 1%”
supports lounge_access
“Enjoy unlimited Loungekey access to more than 1100 airport lounges worldwide.”
supports travel_insurance
“30 Days free Travel Insurance when you purchase the return air ticket with your Seylan Visa Infinite Credit Card.”
supports annual_fee_waiver_conditions
“Experience premium benefits and exclusive rewards, with no joining or annual fees-complimentary for life.”
supports annual_fee_waiver
“NO ANNUAL FEE AND JOINING FEE. Experience premium benefits and exclusive rewards, with no joining or annual fees-complimentary for life.”
supports availability_gate
“Exclusively for Seylan Private Banking / Seylan Red clients.”
supports card_replacement_fee_lkr
“Lost Card Replacement Fee: FREE”
supports pin_replacement_fee_lkr
“Pin Re-Issue Fee: FREE”
supports statement_copy_fee_lkr
“Statement Copy Fee: FREE”
supports cheque_return_charge_lkr
“Cheque Return - Refer to Drawer: FREE”

Editor verification

onboarding-seylan-premier-pin

by admin · 2026-06-06T01:00:55Z

BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.