Sri Lanka · Seylan
Seylan World Mastercard Credit Card
Mastercard · World · Verified 4 days ago
First year free1 lounge visits/yr0% instalment planLoan-on-card up to 50% of limit
Overall ranking
Why this rank? · methodology#72
rank
12.13
score / 100
What drives this score
Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 3 factors below lack data and score 0 by default — an operator can fill them in.
- Contactless paymentsYes+2 / 2
- Airport lounge accessYes+6 / 12
- Annual feeLKR 6,000+3.63 / 12
- Benefits depth1 listed+0.5 / 4
- Active offers strength0+0 / 15
- Purchase APR28%+0 / 12
- 0% installment plans (EPP)0 plans+0 / 8
- Interest-free period51 days+0 / 8
- Foreign-transaction fee4.5%+0 / 7
Data gaps
- Dining cashback—— / 8
- Supermarket cashback—— / 8
- Fuel cashback—— / 4
Total12.13 / 100 · captured 12.1%
Score history · 3 changesshow
- 12 days agoscore ▼ 4.6This card changed
- offer strength35.35 → 0.5(-3.42 pts)
- epp quality178 → 14(-1.18 pts)
- 13 days agoscore ▲ 6.06 · rank ▼ 24This card changed
- offer strength35.1 → 35.35(+3.42 pts)
- annual fee(+1.98 pts)
- epp quality(+0.66 pts)
- 13 days agoscore ▲ 0.52This card changed
- epp quality0 → 178(+0.52 pts)
- offer strength0 → 35.1
Fees
Annual feeLKR 6,000
Joining feeLKR 2,750
Supplementary card feeLKR 3,000
Late payment feeLKR 2,000
Over-limit feeLKR 1,950
Cash advance fee4%
Foreign currency markup4.5%
Interest
Revolving APR28%
Cash advance APR28%
Eligibility
Minimum incomeLKR 300,000
Rewards
Reward rateNot published
Reward typeNot published
Offers you can use (92)
See all →- Cool Planet — 20% off on Total Bill for Credit Cardsto Jun 20
Cool Planet
- Hameedia & Envoy Mansion — 25% off for Seylan Credit Cards (20–21 June 2026)to Jun 21
Hameedia
- TUDO.LK Cyber Monday — 10% Off Every Mondayto Jun 21
Tudo.lk
- 25% off on Total Bill every Saturday at Glomark with Seylan Cardsto Jun 27
Glomark
- Disel Fashion — 15% Discount for Seylan Credit Cardholders (Jun 25-27)to Jun 27
DISEL Fashion
- GLOMARK - Visa Infinite Offerto Jun 27
Glomark
0% Instalment plans (132)
See all →Split purchases into 0% easy payment plans of up to 60 months at 132 partner merchants& categories.
Full details
Interest & rates
Purchase APR28%
Interest-free days51
Minimum payment3%
Rewards
Fuel surcharge1%
Perks
Lounge visits / year1
Lounge programmeLoungeKey
ConciergeNo
Loan-on-card (max % of limit)50
0% instalment planYes
Instalment planYes
Eligibility & card
Minimum incomeRs. 300,000
Minimum credit limitRs. 1,000,000
TierWorld
NetworkMastercard
CurrencyLKR
Full fee schedule (11)
Annual feeRs. 6,000
Joining feeRs. 2,750
Supplementary annual feeRs. 3,000
Late payment feeRs. 2,000
Over-limit feeRs. 1,950
Cash advance fee4%
Cash advance fee (min)Rs. 700
Foreign-transaction markup4.5%
Card replacementRs. 0
Statement copyRs. 0
PIN replacementRs. 0
Other
Annual fee waiverFirst Year Annual Fee Waiver Available
Cash advance apr28%
ContactlessYes
Is affinityNo
Loan on card availableYes
Rewards programmeSeylan Cards Rewards program
Sources1 source
Primary source · card_list_page
https://www.seylan.lk/credit-cardsLast fetched 4 days ago · LLM confidence 95%
Cited quotes (2)
supports card_name
“World Mastercard Credit Card”
supports benefits[0]
“Seylan World Mastercard Credit Card is more than just a card, it is your opportu”
Editor verification
onboarding-seylan-premier-pin
by admin · 2026-06-06T01:00:55Z
BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.